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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6587 reviews)

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4.93

Based on 6,587 reviews, last reviewed 24th Apr 2026

70% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa app is excellent. Zopa app is excellent. Savings rates are fairly competitive. And I have contacted service team twice, very helpful. Reviewed on: 24th April 2026

Latest lowest rating:

2

Great till something goes wrong then it’s very diffi... Great till something goes wrong then it’s very difficult to get any answers or assistance from the team. Reviewed on: 16th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6587)

Very good service

Very good financial service in all areas Reviewed on: 15th January 2026

Excellent customer service when you need there help.

Excellent customer service when you need there help. Excellent interest rates.great idea with the savings pots Reviewed on: 15th January 2026

Others should follow

Simple to do business with always looking to improve. Great service provider Reviewed on: 15th January 2026

Easy to use the account and interact with the other...

Easy to use the account and interact with the other Zopa Accounts I hold Reviewed on: 15th January 2026

Ver easy good to use app waiting on a credit increas...

Ver easy good to use app waiting on a credit increase not as often os other cards I use Reviewed on: 15th January 2026

Soo straight forward attentive , and listen to my ne...

Soo straight forward attentive , and listen to my needs, take account of my personal financial situation. Reviewed on: 15th January 2026

Excellent returns, safe and reliable

I've been with Zopa since their peer-to-peer Lending days. The return on my money has always been good, service is excellent- very quick and reliable. I've always had confidence in how they deal with my money. Reviewed on: 15th January 2026

Friendly Interface

Such a friendly updated user interface app that is so easy to use! Very motivating and provides lots of information on managing your finances. Reviewed on: 15th January 2026

I’ve had a great experience with my Zopa credit card.

I’ve had a great experience with my Zopa credit card. The app is really easy to use, everything is clear and transparent, and managing payments or checking balances is straightforward. The interest rates are competitive, there are no nasty surprises, and customer support has been quick and helpful whenever I’ve needed them. Overall, Zopa feels modern, fair, and trustworthy — I’d definitely recommend their credit card to anyone looking for a simple, well-run option. Reviewed on: 15th January 2026

I have had a great experience with zopa, always very...

I have had a great experience with zopa, always very helpful and understanding, would recommend Reviewed on: 15th January 2026

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