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Zopa: Current account reviews

4.83
Based on 6,595 reviews, last reviewed 12th Jun 2026
90% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Compliant dealt with comprehensively I previously left a poor review for Zopa. I was waiting for a response to a complaint I had lodged as they hadn't given me a bonus I was entitled to. ... Read more Reviewed on: 12th June 2026
Maxwell Gridley's avatar
Maxwell Gridley

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6595)

Zopa is the best bank ever!

5
Zopa is the best bank ever! I truly wish I had them from the start of my career. Well done Zopa! Reviewed on: 15th January 2026

Really easy app and great system overall.

5
Really easy app and great system overall. gives you capabilities not only for saving but banking now too and a different outline to the big banks with clarity of interest rate changes and other capabilities Reviewed on: 15th January 2026

Great rates and easy to use App

5
Very competitive savings rates . Excellent App that's easy to navigate. Great job Zopa Reviewed on: 15th January 2026

Great supportive bank customer services

5
Great and supportive customer services Reviewed on: 15th January 2026

All account work as expected and had no problem, I l...

4
All account work as expected and had no problem, I like the why you can have different money pots in the same account. Reviewed on: 15th January 2026

Innovative, easy to use,wish they offer switching.

5
Innovative, easy to use,wish they offer switching. Reviewed on: 15th January 2026

Easy to open, great moving money in and out to other...

5
Easy to open, great moving money in and out to other accounts. Good interest rate and pay back on direct debits. Reviewed on: 15th January 2026

Straight forward great banking service

5
Straight forward great banking service Reviewed on: 15th January 2026

Very good service

5
Very good financial service in all areas Reviewed on: 15th January 2026

Excellent customer service when you need there help.

5
Excellent customer service when you need there help. Excellent interest rates.great idea with the savings pots Reviewed on: 15th January 2026

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