Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6595 reviews)

View other Zopa products

4.83

Based on 6,595 reviews, last reviewed 12th Jun 2026

90% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Compliant dealt with comprehensively I previously left a poor review for Zopa. I was waiting for a response to a complaint I had lodged as they hadn't given me a bonus I was entitled to. ... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6595)

Others should follow

Simple to do business with always looking to improve. Great service provider Reviewed on: 15th January 2026

Easy to use the account and interact with the other...

Easy to use the account and interact with the other Zopa Accounts I hold Reviewed on: 15th January 2026

Ver easy good to use app waiting on a credit increas...

Ver easy good to use app waiting on a credit increase not as often os other cards I use Reviewed on: 15th January 2026

Soo straight forward attentive , and listen to my ne...

Soo straight forward attentive , and listen to my needs, take account of my personal financial situation. Reviewed on: 15th January 2026

Excellent returns, safe and reliable

I've been with Zopa since their peer-to-peer Lending days. The return on my money has always been good, service is excellent- very quick and reliable. I've always had confidence in how they deal with my money. Reviewed on: 15th January 2026

Friendly Interface

Such a friendly updated user interface app that is so easy to use! Very motivating and provides lots of information on managing your finances. Reviewed on: 15th January 2026

I’ve had a great experience with my Zopa credit card.

I’ve had a great experience with my Zopa credit card. The app is really easy to use, everything is clear and transparent, and managing payments or checking balances is straightforward. The interest rates are competitive, there are no nasty surprises, and customer support has been quick and helpful whenever I’ve needed them. Overall, Zopa feels modern, fair, and trustworthy — I’d definitely recommend their credit card to anyone looking for a simple, well-run option. Reviewed on: 15th January 2026

I have had a great experience with zopa, always very...

I have had a great experience with zopa, always very helpful and understanding, would recommend Reviewed on: 15th January 2026

Good company to deal with and don't hound you

Good company to deal with and don't hound you Reviewed on: 15th January 2026

Easy to operate with brilliant rates.

Easy to operate with brilliant rates. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Current Account
from Lloyds Bank 4.16 from 6 reviews
Premier current account
from Barclays 4.18 from 118 reviews
Student Current Account
from Santander 4.02 from 11 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub