Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6600 reviews)

View other Zopa products

4.83

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Innovative, easy to use,wish they offer switching.

Innovative, easy to use,wish they offer switching. Reviewed on: 15th January 2026

Easy to open, great moving money in and out to other...

Easy to open, great moving money in and out to other accounts. Good interest rate and pay back on direct debits. Reviewed on: 15th January 2026

Straight forward great banking service

Straight forward great banking service Reviewed on: 15th January 2026

Very good service

Very good financial service in all areas Reviewed on: 15th January 2026

Excellent customer service when you need there help.

Excellent customer service when you need there help. Excellent interest rates.great idea with the savings pots Reviewed on: 15th January 2026

Others should follow

Simple to do business with always looking to improve. Great service provider Reviewed on: 15th January 2026

Easy to use the account and interact with the other...

Easy to use the account and interact with the other Zopa Accounts I hold Reviewed on: 15th January 2026

Ver easy good to use app waiting on a credit increas...

Ver easy good to use app waiting on a credit increase not as often os other cards I use Reviewed on: 15th January 2026

Soo straight forward attentive , and listen to my ne...

Soo straight forward attentive , and listen to my needs, take account of my personal financial situation. Reviewed on: 15th January 2026

Excellent returns, safe and reliable

I've been with Zopa since their peer-to-peer Lending days. The return on my money has always been good, service is excellent- very quick and reliable. I've always had confidence in how they deal with my money. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Silver Account
from TSB 4.18 from 4 reviews
FlexPlus
from Nationwide 4.49 from 366 reviews
Everyday current account
from Santander 4.03 from 206 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44353 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub