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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6600 reviews)

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4.83

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Friendly Interface

Such a friendly updated user interface app that is so easy to use! Very motivating and provides lots of information on managing your finances. Reviewed on: 15th January 2026

I’ve had a great experience with my Zopa credit card.

I’ve had a great experience with my Zopa credit card. The app is really easy to use, everything is clear and transparent, and managing payments or checking balances is straightforward. The interest rates are competitive, there are no nasty surprises, and customer support has been quick and helpful whenever I’ve needed them. Overall, Zopa feels modern, fair, and trustworthy — I’d definitely recommend their credit card to anyone looking for a simple, well-run option. Reviewed on: 15th January 2026

I have had a great experience with zopa, always very...

I have had a great experience with zopa, always very helpful and understanding, would recommend Reviewed on: 15th January 2026

Good company to deal with and don't hound you

Good company to deal with and don't hound you Reviewed on: 15th January 2026

Easy to operate with brilliant rates.

Easy to operate with brilliant rates. Reviewed on: 15th January 2026

Love zope

Love zope zope has made managing my money better and helps me to understand things Reviewed on: 15th January 2026

Zopa have been excellent from the start

Zopa have been excellent from the start Reviewed on: 15th January 2026

Back with zopa from chase -

I switched from zopa to chase 2 years ago because at that time chase offered better rewards but now zopa offers better so I'm pleased to be back using zopa. Reviewed on: 15th January 2026

Great service and more.

Great service, super App, good rates, all the services you need. Reviewed on: 15th January 2026

Excellent Banking Services

Excellent service and banking facilities, everything in one place, to cover all your needs. Reviewed on: 15th January 2026

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