Smart Money People Logo

Zopa: Current account reviews

4.93
Based on 6,587 reviews, last reviewed 24th Apr 2026
70% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa app is excellent. Zopa app is excellent. Savings rates are fairly competitive. And I have contacted service team twice, very helpful. Reviewed on: 24th April 2026
William Brown's avatar
William Brown

Latest lowest rating:

2

Great till something goes wrong then it’s very diffi... Great till something goes wrong then it’s very difficult to get any answers or assistance from the team. Reviewed on: 16th April 2026
M Gregory's avatar
M Gregory

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6587)

My experience

5
Very easy to set up account and very easy to use Reviewed on: 15th January 2026

Great account.

5
Great account. Helps me to save. Excellent customer service Reviewed on: 15th January 2026

Excellent and efficient service when I had a query o...

5
Excellent and efficient service when I had a query out of hours. Team goes over and above Reviewed on: 15th January 2026

Exellent service so far very happy with the credit c...

5
Exellent service so far very happy with the credit card company Reviewed on: 15th January 2026

Excellent service very helpful & understanding

5
Excellent service very helpful & understanding Reviewed on: 15th January 2026

Its a good bank to work with.

5
Its a good bank to work with. Simple process and very safe Reviewed on: 15th January 2026

Zopa accounts

5
Zopa bank account is easy to manage through the app, quick and easy to apply. I also have credit card and loan from zopa they have helped me a lot and are helping me build my credit. Reviewed on: 15th January 2026

Fantastic rates and easy to use app, have and would...

5
Fantastic rates and easy to use app, have and would recommend! Got to keep those rates high though Reviewed on: 15th January 2026

Very easy to use app and the voice assistant for pay...

5
Very easy to use app and the voice assistant for paying bills is brilliant Reviewed on: 15th January 2026

Perfect place to save and keep my money .

5
Perfect place to save and keep my money . I have a credit card , loan , bank account and savings with them. The app is easy to use and when I’ve needed customer service they has answered promptly and helped me resolve my issues Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69081 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44339 reviews
    Zopa
    View all products