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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6587 reviews)

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4.93

Based on 6,587 reviews, last reviewed 24th Apr 2026

70% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa app is excellent. Zopa app is excellent. Savings rates are fairly competitive. And I have contacted service team twice, very helpful. Reviewed on: 24th April 2026

Latest lowest rating:

2

Great till something goes wrong then it’s very diffi... Great till something goes wrong then it’s very difficult to get any answers or assistance from the team. Reviewed on: 16th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6587)

They are good at fraud prevention.

They are good at fraud prevention. They dealt with a transfer I needed to make by putting it on hold until we had a conversation. I was really happy to do that. The idea you can split your ISA into fixed and variable in the same account is really innovative Reviewed on: 15th January 2026

I have had no issues with this account since I have...

I have had no issues with this account since I have opened it. Reviewed on: 15th January 2026

Zopa is becoming a go to option for online only banks!

Zopa current account is fast becoming a go to option for online only banks with some great perks with little cost to the consumer. Reviewed on: 15th January 2026

So simple even I can use it

Opening my account and using the app are so straight forward. Love the additional pots/accounts I’m able to have. Absolutely brilliant. Reviewed on: 15th January 2026

Great Savings Options

Competitive interest rates ensure my money is working harder with Zopa. Reviewed on: 15th January 2026

Brilliant and friendly serviice,app easy to operate

Brilliant and friendly serviice,app easy to operate Reviewed on: 15th January 2026

Great company, very quick and helpful, probably one...

Great company, very quick and helpful, probably one of the best credit card companies I have ever used Reviewed on: 15th January 2026

Great customer service

Great customer service sort out my issues quickly and had every confidence Reviewed on: 15th January 2026

Fantastic

Zopa is fantastic all round. The app is really easy to use. Reviewed on: 15th January 2026

All round great experience easy to follow

All round great experience easy to follow Reviewed on: 15th January 2026

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