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Zopa: Current account reviews

4.83
Based on 6,600 reviews, last reviewed 20th Aug 2026
99% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6600)

Their emails are great, they help me move smarter

5
Their emails are great, they help me move smarter Reviewed on: 15th January 2026

A very easy to use app with some great products.

5
A very easy to use app with some great products. Really competitive rates. Excellent security and so far there has no outage on the app in the past year which has meant I can keep an eye on my saving and spending 24/7 Reviewed on: 15th January 2026

Very helpful Good customer service

5
Very helpful Good customer service Reviewed on: 15th January 2026

My experience

5
Very easy to set up account and very easy to use Reviewed on: 15th January 2026

Great account.

5
Great account. Helps me to save. Excellent customer service Reviewed on: 15th January 2026

Excellent and efficient service when I had a query o...

5
Excellent and efficient service when I had a query out of hours. Team goes over and above Reviewed on: 15th January 2026

Exellent service so far very happy with the credit c...

5
Exellent service so far very happy with the credit card company Reviewed on: 15th January 2026

Excellent service very helpful & understanding

5
Excellent service very helpful & understanding Reviewed on: 15th January 2026

Its a good bank to work with.

5
Its a good bank to work with. Simple process and very safe Reviewed on: 15th January 2026

Zopa accounts

5
Zopa bank account is easy to manage through the app, quick and easy to apply. I also have credit card and loan from zopa they have helped me a lot and are helping me build my credit. Reviewed on: 15th January 2026

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