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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Love it easy to use love the card

Love it easy to use love the card Reviewed on: 28th February 2026

Very seamless experience

Very seamless experience and nice touch on the card packaging design. The app is easy to use and I’m happy I’ve opened this account to manage my savings whilst also having access to the money whilst maintaining a good interest rate Reviewed on: 28th February 2026

Excellent, but it needs more card services as it cur...

Excellent, but it needs more card services as it currently relies on a single card and changing it is cumbersome Reviewed on: 28th February 2026

Just excellent good service and polite customer care

Just excellent good service and polite customer care Reviewed on: 28th February 2026

Excellent experience great service

Excellent experience great service Reviewed on: 28th February 2026

Exactly what I'm looking for in a bank

Simple, user-friendly app with very competitive interest rates Reviewed on: 28th February 2026

Better than all the others!

Great app & verity of good rate saving plans Reviewed on: 28th February 2026

Efficient and easy to use.

Efficient and easy to use. Good savings account. Keeps me well informed as to current products. Reviewed on: 28th February 2026

Great Find

Stumbled across this Bank online and decided to give it a try. I have been so impressed that I have recommended it to two of my family members. Easy to install, set up, use and navigate. Great financial benefits attached to this account and an innovative and intuitive Bank. I will soon be using this as my main Bank account for all my finances. I highly recommend a Biscuit in more than one way! Reviewed on: 28th February 2026

I wish old banks would get on board with this ease

So easy to set up and arrange savings pots. Reviewed on: 28th February 2026

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