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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Easy to set up and use.

Easy to set up and use. Good rates. Reviewed on: 1st March 2026

Smooth operation.

Smooth operation. No issues whatsoever Reviewed on: 1st March 2026

How to really reward customers

Every point of contact with and when joining Zopa has met my expectations. Reviewed on: 28th February 2026

Love it easy to use love the card

Love it easy to use love the card Reviewed on: 28th February 2026

Very seamless experience

Very seamless experience and nice touch on the card packaging design. The app is easy to use and I’m happy I’ve opened this account to manage my savings whilst also having access to the money whilst maintaining a good interest rate Reviewed on: 28th February 2026

Excellent, but it needs more card services as it cur...

Excellent, but it needs more card services as it currently relies on a single card and changing it is cumbersome Reviewed on: 28th February 2026

Just excellent good service and polite customer care

Just excellent good service and polite customer care Reviewed on: 28th February 2026

Excellent experience great service

Excellent experience great service Reviewed on: 28th February 2026

Exactly what I'm looking for in a bank

Simple, user-friendly app with very competitive interest rates Reviewed on: 28th February 2026

Better than all the others!

Great app & verity of good rate saving plans Reviewed on: 28th February 2026

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