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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Efficient and easy to use.

Efficient and easy to use. Good savings account. Keeps me well informed as to current products. Reviewed on: 28th February 2026

Great Find

Stumbled across this Bank online and decided to give it a try. I have been so impressed that I have recommended it to two of my family members. Easy to install, set up, use and navigate. Great financial benefits attached to this account and an innovative and intuitive Bank. I will soon be using this as my main Bank account for all my finances. I highly recommend a Biscuit in more than one way! Reviewed on: 28th February 2026

I wish old banks would get on board with this ease

So easy to set up and arrange savings pots. Reviewed on: 28th February 2026

Very good interest rates.

Very good interest rates. Good customer service. Reviewed on: 28th February 2026

Good company, good service.

Good company, good service. Easy to apply, to use the app Reviewed on: 27th February 2026

Could not fault the service.

Could not fault the service. Very helpful and I have saved a lot with their advice. Reviewed on: 27th February 2026

The Cashback is very limited and barely worth it, sa...

The Cashback is very limited and barely worth it, saving rate is great! Customer help is slow and poor for fraud checks Reviewed on: 27th February 2026

Im an older person and the app is so easy to use it’...

Im an older person and the app is so easy to use it’s was easy to set up ,banking moving forward with no fuss Reviewed on: 27th February 2026

Quick and easy to setup account.

Quick and easy to setup account. Reviewed on: 27th February 2026

Good ap works wellxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx...

Good app works well Reviewed on: 27th February 2026

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