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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Get Zopa Excited!

Always been looked after well and had prompt responses to queries and well informed of products Reviewed on: 27th February 2026

Great products and user friendly app

Great products and user friendly app Reviewed on: 27th February 2026

Brilliant lender with A class service

Brilliant lender with A class service Reviewed on: 27th February 2026

An easy start process, great app, good interest.

An easy start process, great app, good interest. All in all I am happy. Reviewed on: 27th February 2026

Easy to use and very good bank.

Easy to use and very good bank. Good interest and does all you need Reviewed on: 27th February 2026

Top experience & really good service

Top experience & really good service Reviewed on: 27th February 2026

Outstanding customer service

My experience so far has been an incredible one. I was struggling financially a while ago and Zopa was there to help me every step of the way Reviewed on: 27th February 2026

Efficient and reliable

I've been using Biscuit for a while and find it quick and easy. Reviewed on: 27th February 2026

Outstanding!

Zopa is great - outstanding app and I have experienced excellent customer service the whole time Reviewed on: 27th February 2026

My Experience with this bank is brilliant profession...

My Experience with this bank is brilliant professional and courteous Reviewed on: 27th February 2026

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