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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great products and user friendly app

Great products and user friendly app Reviewed on: 27th February 2026

Brilliant lender with A class service

Brilliant lender with A class service Reviewed on: 27th February 2026

An easy start process, great app, good interest.

An easy start process, great app, good interest. All in all I am happy. Reviewed on: 27th February 2026

Easy to use and very good bank.

Easy to use and very good bank. Good interest and does all you need Reviewed on: 27th February 2026

Top experience & really good service

Top experience & really good service Reviewed on: 27th February 2026

Outstanding customer service

My experience so far has been an incredible one. I was struggling financially a while ago and Zopa was there to help me every step of the way Reviewed on: 27th February 2026

Efficient and reliable

I've been using Biscuit for a while and find it quick and easy. Reviewed on: 27th February 2026

Outstanding!

Zopa is great - outstanding app and I have experienced excellent customer service the whole time Reviewed on: 27th February 2026

My Experience with this bank is brilliant profession...

My Experience with this bank is brilliant professional and courteous Reviewed on: 27th February 2026

Great rate of interest.

Great rate of interest. Wasy to use. Reviewed on: 27th February 2026

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