Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

View other Zopa products

4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Great rate of interest.

Great rate of interest. Wasy to use. Reviewed on: 27th February 2026

Simple app good interest easy to use

Simple app good interest easy to use Reviewed on: 27th February 2026

I have opened an instant access and savings account.

I have opened an instant access and savings account. Both were easy to create and maintain Reviewed on: 27th February 2026

Good customer service

Getting a loan was very easy. The process was very straightforward. Reviewed on: 27th February 2026

Easy to navigate

Easy to understand and navigate, great rates and easy to set up Reviewed on: 27th February 2026

Excellent

I’ve had a fantastic experience with Zopa Banking services. Everything is straightforward, easy to use, and designed with the customer in mind. The app is simple to navigate, clear, and very reliable — making managing my money completely stress-free. Their savings rates are competitive, and I really appreciate how transparent they are with everything. There are no hidden surprises, just honest and efficient banking. Setting up my account was quick and smooth, and everything has worked perfectly since. Customer service has also been excellent — friendly, helpful, and quick to respond whenever needed. It genuinely feels like they value their customers. I would highly recommend Zopa to anyone looking for a modern, trustworthy, and hassle-free banking experience. Brilliant service all round! Reviewed on: 27th February 2026

Fab! Good value!

Fab!! Really manageable payments and it’s great that there is no early repayment charge Reviewed on: 27th February 2026

Nice bank and great service.

Nice bank and great service.very happy so far Reviewed on: 27th February 2026

Love the app and savings rate!

I love the app, the whole digital experience is very smooth. Also the fixed saver rate can't be beaten at the moment Reviewed on: 27th February 2026

All good no problem opening or using account

All good no problem opening or using account Reviewed on: 27th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Monzo 4.85 from 19406 reviews
ufirstgold Account
from Ulster Bank 3.98 from 5 reviews
Classic account (discontinued)
from TSB 3.75 from 202 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub