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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Easy and excellent value

Easy to open. Excellent value for money. It works a treat. I have not had any issues yet to run it. Reviewed on: 1st March 2026

Brilliant never any trouble, best bank I’ve used so...

Brilliant never any trouble, best bank I’ve used so far. Reviewed on: 1st March 2026

Great set up, cashback and good app

Great set up, cashback and good app. Reviewed on: 1st March 2026

On a few occasions customer service kept me on hold...

On a few occasions customer service kept me on hold do deal with my issue and kept passing me to different people Reviewed on: 1st March 2026

Great account and products

Very easy to setup, regular updates about the account and offers. Great range of savings accounts.. Zopa will inform you if you qualify for a loan so there’s no need to search, and it’s a quick and easy process. Money is delivered straight to your account within minutes. The App tracks your loan repayments on the same page as your account details so you always know how much you owe. Reviewed on: 1st March 2026

Good banking experience

Good banking with attractive interest offers Reviewed on: 1st March 2026

Great banking experience.

Great banking experience. Customer service is really helpful. Best bank that I have ever been with. Reviewed on: 1st March 2026

Easy to set up and use.

Easy to set up and use. Good rates. Reviewed on: 1st March 2026

Smooth operation.

Smooth operation. No issues whatsoever Reviewed on: 1st March 2026

How to really reward customers

Every point of contact with and when joining Zopa has met my expectations. Reviewed on: 28th February 2026

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