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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

How to really reward customers

Every point of contact with and when joining Zopa has met my expectations. Reviewed on: 28th February 2026

Love it easy to use love the card

Love it easy to use love the card Reviewed on: 28th February 2026

Very seamless experience

Very seamless experience and nice touch on the card packaging design. The app is easy to use and I’m happy I’ve opened this account to manage my savings whilst also having access to the money whilst maintaining a good interest rate Reviewed on: 28th February 2026

Excellent, but it needs more card services as it cur...

Excellent, but it needs more card services as it currently relies on a single card and changing it is cumbersome Reviewed on: 28th February 2026

Just excellent good service and polite customer care

Just excellent good service and polite customer care Reviewed on: 28th February 2026

Excellent experience great service

Excellent experience great service Reviewed on: 28th February 2026

Exactly what I'm looking for in a bank

Simple, user-friendly app with very competitive interest rates Reviewed on: 28th February 2026

Better than all the others!

Great app & verity of good rate saving plans Reviewed on: 28th February 2026

Efficient and easy to use.

Efficient and easy to use. Good savings account. Keeps me well informed as to current products. Reviewed on: 28th February 2026

Great Find

Stumbled across this Bank online and decided to give it a try. I have been so impressed that I have recommended it to two of my family members. Easy to install, set up, use and navigate. Great financial benefits attached to this account and an innovative and intuitive Bank. I will soon be using this as my main Bank account for all my finances. I highly recommend a Biscuit in more than one way! Reviewed on: 28th February 2026

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