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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Quick and easy to open and access my account.

Quick and easy to open and access my account. Reviewed on: 1st March 2026

Very user friendly and fun to use app

Very user friendly and fun to use app Reviewed on: 1st March 2026

Excellent

My experience with Zopa has been excellent throughout. Reviewed on: 1st March 2026

Easy and excellent value

Easy to open. Excellent value for money. It works a treat. I have not had any issues yet to run it. Reviewed on: 1st March 2026

Brilliant never any trouble, best bank I’ve used so...

Brilliant never any trouble, best bank I’ve used so far. Reviewed on: 1st March 2026

Great set up, cashback and good app

Great set up, cashback and good app. Reviewed on: 1st March 2026

On a few occasions customer service kept me on hold...

On a few occasions customer service kept me on hold do deal with my issue and kept passing me to different people Reviewed on: 1st March 2026

Great account and products

Very easy to setup, regular updates about the account and offers. Great range of savings accounts.. Zopa will inform you if you qualify for a loan so there’s no need to search, and it’s a quick and easy process. Money is delivered straight to your account within minutes. The App tracks your loan repayments on the same page as your account details so you always know how much you owe. Reviewed on: 1st March 2026

Good banking experience

Good banking with attractive interest offers Reviewed on: 1st March 2026

Great banking experience.

Great banking experience. Customer service is really helpful. Best bank that I have ever been with. Reviewed on: 1st March 2026

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