Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

View other Zopa products

4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Excellent

My experience with Zopa has been excellent throughout. Reviewed on: 1st March 2026

Easy and excellent value

Easy to open. Excellent value for money. It works a treat. I have not had any issues yet to run it. Reviewed on: 1st March 2026

Brilliant never any trouble, best bank I’ve used so...

Brilliant never any trouble, best bank I’ve used so far. Reviewed on: 1st March 2026

Great set up, cashback and good app

Great set up, cashback and good app. Reviewed on: 1st March 2026

On a few occasions customer service kept me on hold...

On a few occasions customer service kept me on hold do deal with my issue and kept passing me to different people Reviewed on: 1st March 2026

Great account and products

Very easy to setup, regular updates about the account and offers. Great range of savings accounts.. Zopa will inform you if you qualify for a loan so there’s no need to search, and it’s a quick and easy process. Money is delivered straight to your account within minutes. The App tracks your loan repayments on the same page as your account details so you always know how much you owe. Reviewed on: 1st March 2026

Good banking experience

Good banking with attractive interest offers Reviewed on: 1st March 2026

Great banking experience.

Great banking experience. Customer service is really helpful. Best bank that I have ever been with. Reviewed on: 1st March 2026

Easy to set up and use.

Easy to set up and use. Good rates. Reviewed on: 1st March 2026

Smooth operation.

Smooth operation. No issues whatsoever Reviewed on: 1st March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Current Account
from Santander 4.25 from 22 reviews
Graduate Account
from NatWest 4.43 from 63 reviews
Premier bank account
from HSBC 3.73 from 87 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub