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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

I love my biscuit

So easy to set up and use. Biscuit, what a great name. Great interest rate on my savings account too. Reviewed on: 22nd February 2026

Excellent service and customer service has been bril...

Excellent service and customer service has been brilliant Reviewed on: 22nd February 2026

Happy, happy, happy, happy, happy

Happy, happy, happy, happy, happy Reviewed on: 22nd February 2026

I had a poor credit rating and zopa gave me a chance...

I had a poor credit rating and zopa gave me a chance so good on them Reviewed on: 22nd February 2026

Easy online bank and savings accounts

Easy online bank and savings accounts Reviewed on: 22nd February 2026

Great service, easy to use, customer friendly

Great service, easy to use, customer friendly Reviewed on: 22nd February 2026

Excellent interest rates, easy to use

Excellent interest rates, easy to use Reviewed on: 22nd February 2026

Amazing amazing

Understanding, friendly, helpful Reviewed on: 22nd February 2026

Great interest rates when I started the account.

Great interest rates when I started the account. Nice rewards for regular savings, but it requires me to remember the accounting periods to qualify. Simple account access. Was easy to set up the account. Reviewed on: 22nd February 2026

Good interest rate and easy to use

Good interest rate and easy to use Reviewed on: 22nd February 2026

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