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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Always found Zopa very professional and very easy to...

Always found Zopa very professional and very easy to use Reviewed on: 23rd February 2026

Good app

My experience was good so far but I hope you give an overdraft with the app Reviewed on: 23rd February 2026

Never had a problem with the card

Never had a problem with the card Reviewed on: 22nd February 2026

Smooth experience with good customer support

Smooth experience with good customer support Reviewed on: 22nd February 2026

Good interest great app, all round good experience.

Good interest great app, all round good experience. Reviewed on: 22nd February 2026

A good bank which I find easy to use with good custo...

A good bank which I find easy to use with good customer service Reviewed on: 22nd February 2026

Easy to use and service is great

Easy to use and service is great Reviewed on: 22nd February 2026

Easy to understand and use

Easy to understand and use. Very happy to use. It’s how all bank should be. Reviewed on: 22nd February 2026

Good interest rates but can’t pay in cash :-(

Frustrating that I cannot pay cash into my Zopa account, I have to transfer from another account. Zopa is offering good interest which is what attracted me. Reviewed on: 22nd February 2026

Open an account today!

Great saving rates and customer service Reviewed on: 22nd February 2026

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