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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Smooth experience with good customer support

Smooth experience with good customer support Reviewed on: 22nd February 2026

Good interest great app, all round good experience.

Good interest great app, all round good experience. Reviewed on: 22nd February 2026

A good bank which I find easy to use with good custo...

A good bank which I find easy to use with good customer service Reviewed on: 22nd February 2026

Easy to use and service is great

Easy to use and service is great Reviewed on: 22nd February 2026

Easy to understand and use

Easy to understand and use. Very happy to use. It’s how all bank should be. Reviewed on: 22nd February 2026

Good interest rates but can’t pay in cash :-(

Frustrating that I cannot pay cash into my Zopa account, I have to transfer from another account. Zopa is offering good interest which is what attracted me. Reviewed on: 22nd February 2026

Open an account today!

Great saving rates and customer service Reviewed on: 22nd February 2026

Been a great company, supportive customer service

Been a great company, supportive customer service Reviewed on: 22nd February 2026

Easy to use.

Easy to use. Good interest rates. Reviewed on: 22nd February 2026

I love my biscuit

So easy to set up and use. Biscuit, what a great name. Great interest rate on my savings account too. Reviewed on: 22nd February 2026

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