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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Never had a problem with the card

Never had a problem with the card Reviewed on: 22nd February 2026

Smooth experience with good customer support

Smooth experience with good customer support Reviewed on: 22nd February 2026

Good interest great app, all round good experience.

Good interest great app, all round good experience. Reviewed on: 22nd February 2026

A good bank which I find easy to use with good custo...

A good bank which I find easy to use with good customer service Reviewed on: 22nd February 2026

Easy to use and service is great

Easy to use and service is great Reviewed on: 22nd February 2026

Easy to understand and use

Easy to understand and use. Very happy to use. It’s how all bank should be. Reviewed on: 22nd February 2026

Good interest rates but can’t pay in cash :-(

Frustrating that I cannot pay cash into my Zopa account, I have to transfer from another account. Zopa is offering good interest which is what attracted me. Reviewed on: 22nd February 2026

Open an account today!

Great saving rates and customer service Reviewed on: 22nd February 2026

Been a great company, supportive customer service

Been a great company, supportive customer service Reviewed on: 22nd February 2026

Easy to use.

Easy to use. Good interest rates. Reviewed on: 22nd February 2026

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