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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to use app, good interest rates

Easy to use app, good interest rates Reviewed on: 23rd February 2026

Great user interface

It is a good current account, mostly because of the overall interface of Zopa and it's ease of use rather than the account itself. Reviewed on: 23rd February 2026

Simple and quick process, with fast payments

Simple and quick process, with fast payments Reviewed on: 23rd February 2026

Simple, good and friendly

Very friendly and professional service Andy app is very easy to you Reviewed on: 23rd February 2026

A great easy to use app based easy access account

Easy to set up and navigate my account via the app. I like the idea of ‘pots’ savings, allocating money for specific savings. The rate of interest has been very competitive and I love the fact that I still have easy access to my money. I have not had need to use customer services so far as been very easy. Reviewed on: 23rd February 2026

Zopa have been brilliant easy to apply and great ser...

Zopa have been brilliant easy to apply and great service. Reviewed on: 23rd February 2026

Good customer service and interest rate

Good customer service and interest rate Reviewed on: 23rd February 2026

Very helpful and very quick service

Very helpful and very quick service Reviewed on: 23rd February 2026

Always found Zopa very professional and very easy to...

Always found Zopa very professional and very easy to use Reviewed on: 23rd February 2026

Good app

My experience was good so far but I hope you give an overdraft with the app Reviewed on: 23rd February 2026

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