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Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great products with decent service.

5
Zopa goes out to offer down-to-earth products that are easily accessible. Reviewed on: 23rd February 2026

Number one card

5
Easy and convenient to use, brilliant app easy to use. Reviewed on: 23rd February 2026

Easy, simple and all in one place

5
Easy, simple and all in one place Reviewed on: 23rd February 2026

It's a very good bank and it has helped me to settle...

5
It's a very good bank and it has helped me to settle my household debts. Reviewed on: 23rd February 2026

There are very well informed advisors in their chat...

5
There are very well informed advisors in their chat room Reviewed on: 23rd February 2026

All good no problems at the moment

5
All good no problems at the moment Reviewed on: 23rd February 2026

I have been with Zopa for a while and am yet to find...

5
I have been with Zopa for a while and am yet to find any disappointments. It has been perfect for me. Reviewed on: 23rd February 2026

A pleasure to deal with and be thei customer.

5
A pleasure to deal with and be thei customer. Always helpful and always resolve any problems ( which I’ve had none) Reviewed on: 23rd February 2026

So far I have had a good experience with the...

4
So far I have had a good experience with the bank Reviewed on: 23rd February 2026

This is the banking should number 1 market leader

5
This is the banking should number 1 market leader Reviewed on: 23rd February 2026

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