Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

View other Zopa products

4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Best Rainy Day Savings

Easy to use, good initiatives and the best rates I’ve seen for savings accounts. I’ve been using Zopa to build my savings up, and have told a lot of friends and family to do the same. The app is very user friendly, and it’s great to see the interest climbing! Reviewed on: 25th February 2026

A highly professional and comprehensive service.

A highly professional and comprehensive service. Thank you Reviewed on: 25th February 2026

Simple and easy to use

Easy to open and use. The app is simple, transfers are fast, and everything works smoothly. So far, I’m happy with the account. Reviewed on: 25th February 2026

Good rates, but small new account offer.

Good rates, but small new account offer. Others are offering up to £200. Reviewed on: 24th February 2026

Good services and no waiting to get results.

Good services and no waiting to get results. Reviewed on: 24th February 2026

Good products and helpful customer support

Good products and helpful customer support Reviewed on: 24th February 2026

Easy to use, great benefits.

Easy to use, great benefits. Love the app interface and everything about it. Love the 7.5% savings account, probably the best rate on the market! Reviewed on: 24th February 2026

Good Service All Round.

Good Service All Round. Very Innovative. Reviewed on: 24th February 2026

Very good

My experience has been positive overall. I have been able to progress through my studies without major difficulties. The learning environment, resources, and support have helped me stay on track, and I have not encountered significant barriers. Reviewed on: 24th February 2026

Straightforward to open an account.

Straightforward to open an account. A physical card was delivered quickly. Easy to use app, which provides market leading interest rates. Fee free and gives interest on the current account as well as rewards for direct debits. Reviewed on: 24th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from ICICI Bank 4.12 from 2 reviews
Bank Account
from Habib Bank Zurich plc 4.14 from 3 reviews
Current Account
from CAF Bank 2.27 from 64 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub