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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great disruptor to established Banks

Very easy to open accounts. User friendly app. Exchange interest rates on accounts. Cash back on direct debits. Reviewed on: 25th February 2026

Best Rainy Day Savings

Easy to use, good initiatives and the best rates I’ve seen for savings accounts. I’ve been using Zopa to build my savings up, and have told a lot of friends and family to do the same. The app is very user friendly, and it’s great to see the interest climbing! Reviewed on: 25th February 2026

A highly professional and comprehensive service.

A highly professional and comprehensive service. Thank you Reviewed on: 25th February 2026

Simple and easy to use

Easy to open and use. The app is simple, transfers are fast, and everything works smoothly. So far, I’m happy with the account. Reviewed on: 25th February 2026

Good rates, but small new account offer.

Good rates, but small new account offer. Others are offering up to £200. Reviewed on: 24th February 2026

Good services and no waiting to get results.

Good services and no waiting to get results. Reviewed on: 24th February 2026

Good products and helpful customer support

Good products and helpful customer support Reviewed on: 24th February 2026

Easy to use, great benefits.

Easy to use, great benefits. Love the app interface and everything about it. Love the 7.5% savings account, probably the best rate on the market! Reviewed on: 24th February 2026

Good Service All Round.

Good Service All Round. Very Innovative. Reviewed on: 24th February 2026

Very good

My experience has been positive overall. I have been able to progress through my studies without major difficulties. The learning environment, resources, and support have helped me stay on track, and I have not encountered significant barriers. Reviewed on: 24th February 2026

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