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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1788 reviews)

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4.92

Based on 1,788 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great interest rates and customer perks. Great interest rates and customer perks. Reviewed on: 22nd January 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1788)

Review of the Zopa, Fixed term savings account:

Works well

Easy to use. Small amounts to use are available so easier to pay back and manage. No pressure to ask for more. Reviewed on: 21st February 2023

Easy app, great rate!

Easy app, great rate! All my accounts are in one place. Cannot fault them. Reviewed on: 16th April 2025

Fantastic interest rates and service and very easy t...

Fantastic interest rates and service and very easy to use App with large range of savings accounts on offer . Reviewed on: 16th April 2025

Andrea good

Good information & internet rate Reviewed on: 16th April 2025

For the best rates and for the best service , come t...

For the best rates and for the best service , come to super Zopa. Reviewed on: 16th April 2025

Excellent, easy to use App.

Excellent, easy to use App. Good rates. Reviewed on: 16th April 2025

Good rates, shame they don’t offer peer to peer lend...

Good rates, shame they don’t offer peer to peer lending any more. Reviewed on: 16th April 2025

savings made easy

started using zopa with a personal loan paid it off and now have a savings account and also use it as a bank too excellent company Reviewed on: 16th April 2025

Customer-friendly website and information

I found it very easy to set up an account and find out what the various interest rates would be for the different saving pots. Reviewed on: 16th April 2025

Fabulous rates, great app very easy to use.

Fabulous rates, great app very easy to use. Reviewed on: 16th April 2025

I have a Zopa credit card and a savings account open...

I have a Zopa credit card and a savings account opening them and using them never been easier Reviewed on: 16th April 2025

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