Write a review

Go to business site

Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1839 reviews)

View other Zopa products

4.92

Based on 1,836 reviews, last reviewed 11th Mar 2026

4600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

RCI Bank - an efficient friendly face to deal with RCI made it very efficient and easy to take out a fixed term investment with one of the best rates available at the time - November 2025 Reviewed on: 11th March 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

Read all reviews See your review

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1839)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Excellent terms good interest rates

Easy to add to accounts prompt response Reviewed on: 20th February 2023

Great app

Great app bank with great interest rates Reviewed on: 20th February 2023

Highly Recommend

Great rates, easy to use app and great service Reviewed on: 20th February 2023

Great rates for one year fixed term savings.

Opened a one year fixed term account. Was given two weeks to add more funds, on top of that an extra 2 weeks interest added to the term. Payment linking from current account and money transfer to Zopa was a breeze to set up. Reviewed on: 20th February 2023

Simple to use and great for managing spending

I signed up to Zopa over a year about now and have been using it to save up for various things including holiday and emergency spending. It's so easy to use and set up new pots of money for whatever needs I have. I find it quick to transfer money in and also between accounts. The app is very well build and intuitive to use. Rates are also much better than many places. Highly recommend! Reviewed on: 20th February 2023

Zopa review

Good interest rates but 20 minute delay to transfer money Reviewed on: 20th February 2023

Amazing Service

I am on my second fixed term savings account with Zopa. Everything is so quick and easy, no fuss. The Zopa app is great and so easy to use. Reviewed on: 20th February 2023

New banking experience

Quick easy to use service. Moved from my old company that I'd been with for 40 years. Very impressed. Reviewed on: 20th February 2023

Competitive savings account

Really clear explanation of what the account was with competitive rates. Easy to set up and monitor within the app. Reviewed on: 20th February 2023

Easy & fast service

Very easy to use app, quick set up. Great choice of products Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy access and notice accounts
from Paragon Bank 4.13 from 7 reviews
Savings
from South Manchester Credit Union 4.98 from 131 reviews
Children's savings accounts
from Chorley Building Society 5.00 from 5 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1533 reviews
Current account
from Zopa 4.94 from 5936 reviews
Smart Saver
from Zopa 4.94 from 8039 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub