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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1839 reviews)

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4.92

Based on 1,836 reviews, last reviewed 11th Mar 2026

4600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

RCI Bank - an efficient friendly face to deal with RCI made it very efficient and easy to take out a fixed term investment with one of the best rates available at the time - November 2025 Reviewed on: 11th March 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1839)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Zopa it's great

A fantastic easy to use company with high interest rates Reviewed on: 20th February 2023

I love Zopa

So easy to deal with, and the best interest rates. What more could you want when it comes to saving?! Reviewed on: 20th February 2023

precise and easy savings account

Opening the account is easy. All the most important information is given in a precise forthright way. They are the first ones to increase the interest rate when BOE does so. Overall very happy with the service. Can’t fault them. Reviewed on: 20th February 2023

All around amazing

Just started saving recently and Zopa offers the best AER out there compared to its competitors (Marcus, Chase, etc). The app is super easy to use for people who just started saving. It's intuitive, i feel motivated and in control of my savings! Reviewed on: 20th February 2023

Great app

Great app, really easy to use and move money between pots Reviewed on: 20th February 2023

Great - no problems at all

Easy to open accounts and the app is very user friendly Reviewed on: 20th February 2023

Highly recommend Zopa

So user friendly, love the app. Great interest rate gives me a boost in my income each month! Reviewed on: 20th February 2023

Fantastic fixed term savings account!

Recently opened an account with Zopa. Great rates on their fixed term saving account. App is easy to use, the whole process of setting it all up has been very smooth. I highly recommend! Reviewed on: 20th February 2023

Good rates

Very easy to use and open accounts and the rates are very competitive Reviewed on: 20th February 2023

Savings account

It's so easy to save with zopa and it's quick and easy to set up your own account Reviewed on: 20th February 2023

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