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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

5
Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Satisfied Saver

5
I have been saving with Zopa peer to peer lending for a number of years and recently opened fixed rate savings accounts. Overall, it has been a good investment with an easy to use web site. Recommended. Reviewed on: 16th March 2021

Good rates on a secure investment.

5
Good web site and good communications. Reviewed on: 16th March 2021

Easy to use app & website and competitive rates

4
I found the Zoo's fixed term account easy to understand and apply for and the interest rate was competitive. I've invested via Zopa for a few years and found their service to be very good. Reviewed on: 16th March 2021

Reliable over many years

5
Excellent communication and understandable website and good telephone response to queries Reviewed on: 16th March 2021

very easy to set up and competitive rates

5
very easy to set up and competitive rates Reviewed on: 16th March 2021

No messing.

5
Simply a straight forward service offering a fair deal. Simple! Reviewed on: 16th March 2021

Easy !!!

5
It was such an easy steps to set up my savings account. No worries about anything with Zopa ! Reviewed on: 16th March 2021

Excellent service, secure, and good interest rates

5
Easy to access / sign up, and then regular information. Couldn't ask for more - and if there's a query, it's dealt with speedily Reviewed on: 16th March 2021

Good returns

5
Good financial returns and helpful staff when enquirers have been made Reviewed on: 16th March 2021

Friendly,efficient new comer

5
No query unanswered, friendly efficient and thoroughly professional.I have absolute confidence in them to manage my money Reviewed on: 16th March 2021