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Zopa: Fixed term savings account reviews

4.92
Based on 1,786 reviews, last reviewed 15th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
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Latest highest rating:

5

Its easy to use and helps u save big Its easy to use and helps u save big Reviewed on: 15th January 2026
Chevron Darlington's avatar
Chevron Darlington

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1786)

Review of the Zopa, Fixed term savings account:

Easy app, great rate!

5
Easy app, great rate! All my accounts are in one place. Cannot fault them. Reviewed on: 16th April 2025

Simple to open and competitive rate.

5
Simple to open and competitive rate. Good communication from Zooa Reviewed on: 23rd April 2025

Very satisfied.

5
Very satisfied. Simple and straightforward to use. Good rates on savings. Quick withdrawals. Reviewed on: 23rd April 2025

Never had any issues with Zopa.

5
Never had any issues with Zopa. Its easy to use and transfers always go through quickly. Reviewed on: 23rd April 2025

Fixed term savings so easy

5
I have rolled over my fixed term savings for a few years now, as Zopa make it so easy, offer a great interest rate and the app is really good Reviewed on: 23rd April 2025

Convenient

5
Because everything is online there is no delay. Constant update on finances. Great return on savings. Reviewed on: 23rd April 2025

Great App and savings rates and very efficient service

5
Great App and savings rates and very efficient service Reviewed on: 23rd April 2025

Zopa so easy to use and keep you updated about every...

5
Zopa so easy to use and keep you updated about everything Reviewed on: 23rd April 2025

Easy to open account, one of the best rate

5
Easy to open account, one of the best interest around at the time. Reviewed on: 23rd April 2025

Always great service, good rates of interest

5
Always great service, good rates of interest Reviewed on: 23rd April 2025

Ease of use

5
Easy to navigate website and use various accounts. Excellent rates. Good advice and notifications of services. Reviewed on: 22nd April 2025