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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Excellent

I recently opened a Zopa fixed savings account which was really easy to open and add money to. The app is simple to use and it is a great product Reviewed on: 3rd April 2023

So easy and brilliant to use

Zopa make the app so easy to understand and use and the products they offer are market leading Reviewed on: 3rd April 2023

Great

Great account, interest rate at my regular bank was not the best Reviewed on: 3rd April 2023

Savings

Top drawer. Easy to understand, use with transparency and timeous updates Reviewed on: 3rd April 2023

Excellent flexibility and interest rates

Love the interest rates and flexibility to balance higher interest rates with accessibility Reviewed on: 3rd April 2023

Easy

Easy access, great rates, simple to use Reviewed on: 3rd April 2023

Fantastic account

This account is so easy to manage. Easy to check your savings and with regular updates you can see what’s going on. So pleased to save with Zopa. Reviewed on: 3rd April 2023

Eat provider I have found in the past few years

They are a one stop shop for my savings offering reasonable rates with lots of accounts to choose from. I can lock my money away from 1 month or longer and get increase rate along the way. Or still just get an easy acsess account with good rate. App is easy to use and you get regular update via emails or fate changes. Reviewed on: 3rd April 2023

Easy and convenient

Very easy to set up, even easier account management. You are in full control of your funds. Great selection of saving products. Highly recommended. Reviewed on: 3rd April 2023

Zuperb

Best interest rate i could find, rose consistently even in a fixed account as the base rate has. App super easy to use and transfer money into and out of rapidly. Will definitely carry on using. No idea why they have stopped appearing in best buy tables as rate is up there and product is first class. Reviewed on: 3rd April 2023

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