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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

5
Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Savings Account

5
This app based savings account is so easy to set up and use. For a long term savings like a holiday it’s brilliant way of saving either as and when or on a regular basis. Reviewed on: 3rd April 2023

Short term savings

5
Excellent rates for short and medium term savings. 3% for immediate access savings account! The best I have found anywhere. Reviewed on: 3rd April 2023

Worth getting

5
Easy to use banking with great benefits Reviewed on: 3rd April 2023

Great app

5
Grteat app, can take charge of my money myself. Thanks Zopa! Reviewed on: 3rd April 2023

Easy!

5
Easy to use app. Always works efficiently, even for a tech numpty, like me! Reviewed on: 3rd April 2023

Good saving rates.

5
Very impressed with the savings rates offered. Good communication and easy to use app which is what is needed when you are not 100% internet banking confident. Reviewed on: 3rd April 2023

Excellent Bank

5
The app is easy to use, the Bank seem to be completive with the interest rates. What more could I ask for. Reviewed on: 3rd April 2023

Brilliantly easy

5
So easy to set up and manage! I can’t recommend enough Reviewed on: 3rd April 2023

Easy!

5
Easy and usable mobile app, with good products. I started using this company for a easy 90-day access savings account. I liked the interest rate, I thought it was competitive. I will defintley look at Zopa again for my future saving needs. Reviewed on: 3rd April 2023

Friendly easy to deal with and a good return

5
Friendly and easy to deal with Good return for your savings Reviewed on: 3rd April 2023