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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy application

Easy application process. Great communication and everything explained. Setting up the app to control your repayments, check loan etc. very quick and easy to do. No hard sell just great customer service. Reviewed on: 9th March 2026

Excellent Service Fast, Easy, and Professional

had a great experience with Zopa Loans. The whole process was incredibly quick and straightforward—from the application to the final approval. Everything was clearly explained, with no confusion or hidden surprises. Their communication was professional and reassuring throughout, making the entire experience stress‑free. It’s rare to find a lender that combines speed, simplicity, and excellent customer service so well. I’m very impressed and would highly recommend Zopa to anyone looking for a smooth and reliable loan process. Reviewed on: 9th March 2026

Zopa the ideal professional body.

Excellent clear explanation of loan process and clear identification of loans and applicable interest rates. Staff very friendly and assisted during the application process which ensured I got the best product with clear and concise understanding. Various terms of contact with Zopa ensures there is no frustration or issues during the loan application, successful loans and excellent “pau back” Options. Stress less system. Reviewed on: 8th March 2026

Had a few personal loans with Zopa, can’t fault anyt...

Had a few personal loans with Zopa, can’t fault anything at all. Quick and professional! Will always be my go to if in need in the future. Reviewed on: 8th March 2026

All went like clockwork from the setup nearly the...

All went like clockwork from the setup to nearly the end and app is so good and easy to use and look at Reviewed on: 8th March 2026

Very nice and good zopa bank and service

Very nice and good zopa bank and service Reviewed on: 8th March 2026

understanding and fast approval.

understanding and fast approval. Reviewed on: 8th March 2026

Hassle free loan no annoying calls no pressure repay...

Hassle free loan no annoying calls no pressure repayments Reviewed on: 8th March 2026

Applied online and money was in the bank in 30...

Applied online and money was in the bank in 30 mins Reviewed on: 8th March 2026

Excellent hassle free service

Very quick service & straight forward no messing around money into account same day . The app is very easy to use would recommend to family & friends Reviewed on: 8th March 2026

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