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Zopa: Personal loan reviews

4.94
Based on 68,053 reviews, last reviewed 25th Mar 2026
274100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026
Bruno's avatar
Bruno

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68053)

Very good excellent customer service

5
Very good excellent customer service Reviewed on: 17th January 2026

Relax - use zopa

5
Zopa is easy to use a handy way of tidying up your finances Reviewed on: 17th January 2026

First Class

5
They listen and help is there if need Reviewed on: 17th January 2026

Very easy and straightforward.

5
Very easy and straightforward. Good communication. Reviewed on: 17th January 2026

Clear and simple

5
Zopa have always made things clear and simple to understand. Direct he's or no's to products that you are looking for. Contact when needed and easy to reach. Great service and great value. Reviewed on: 17th January 2026

so great to do business with.

5
Quick and easy and so great to do business with. The process and the website makes everything a breeze. Reviewed on: 17th January 2026

Great experience

5
Easy informative and quick. I understood all my options and the app is easy to use. Reviewed on: 17th January 2026

Recommended from all angles

5
From a personal perspective the representatives of Zopa that I interacted with were very friendly and engaging. Conversely they were also professional, thorough and organised. Every part of the process was straightforward and ran like clockwork. I’d have no hesitation in recommending them to my peers. Reviewed on: 17th January 2026

So friendly and easy 2 understand them

5
So friendly and easy 2 understand them Reviewed on: 17th January 2026

Very clear options and very good website to complete...

5
Very clear options and very good website to complete the application. Reviewed on: 17th January 2026

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