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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent process from start to finish

Excellent process from start to finish Reviewed on: 9th March 2026

Easy to complete application, speedy decision from l...

Easy to complete application, speedy decision from lender. Charming staff on the phone Reviewed on: 9th March 2026

Excellent service

I needed a small loan and Zopa's rates were really good. The whole process was easy and fast. Reviewed on: 9th March 2026

The website was very user friendly to apply for the...

The website was very user friendly to apply for the loan and speaking to your customer service team I found them very helpful. Reviewed on: 9th March 2026

Made getting Car Finance painless and Simple

I have had bad experiences in the past with Credit, Zopa made getting car finance simple and easy, they provided clear and consise information at every stage. The support I received was incredible and they genuinely made me feel that my business mattered to them rather than being made to feel like a number i was made to feel like a valued customer. Reviewed on: 9th March 2026

Very fast app and very professional!

Very fast app and very professional! Reviewed on: 9th March 2026

Brilliant service

Hassle free, easy to manage, excellent rate, quick and simple application. Reviewed on: 9th March 2026

seamless experience, very impressed

seamless experience, very impressed Reviewed on: 9th March 2026

5* Zopa review

Easy to navigate application process, very quick decision and transaction Reviewed on: 9th March 2026

Quick easy and efficient .

Quick easy and efficient . No stress Reviewed on: 9th March 2026

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