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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great experience

Was so quick and easy to apply for and be accepted for a loan with Zopa. Reviewed on: 9th March 2026

Good experience and understanding customer service

Good experience and understanding customer service Reviewed on: 9th March 2026

Great service!

Was easy to apply, staff lovely when called and process was handled quickly and efficiently Reviewed on: 9th March 2026

It was very easy to get the loan, clear process...

It was very easy to get the loan, clear process Reviewed on: 9th March 2026

Very friendly call staff.

Very friendly call staff. Very easy process Reviewed on: 9th March 2026

Fast reply to my application.

Fast reply to my application. Zopa wa the only one who agreed to give me a loan out of several I’ve applied to Reviewed on: 9th March 2026

Zopa interest rates tend to be a little lower than t...

Zopa interest rates tend to be a little lower than the major banks and much lower than most credit cards. Once loan is agreed, payment is in the bank in minutes! Reviewed on: 9th March 2026

So far so good , good customer service by phone .

So far so good , good customer service by phone . Reviewed on: 9th March 2026

Very easy to deal with and very quick!

Very easy to deal with and very quick! I received the money in my account within 30 minutes of applying for the loan Reviewed on: 9th March 2026

Car finance

Very efficient and helpful quick. Reviewed on: 9th March 2026

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