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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

They are my one and only choice for me

They are my one and only choice for me Reviewed on: 10th March 2026

Quickest way to apply.

I get a loan very quickly.It was easy to apply..Fabulous customer service. Reviewed on: 10th March 2026

So smooth from start to finish so easy and funds arr...

So smooth from start to finish so easy and funds arrived so quickly. Reviewed on: 9th March 2026

Clear information, speedy decision, competitive cost.

Clear information, speedy decision, competitive cost. Easy to work through application Reviewed on: 9th March 2026

Zopa are very friendly and reliable, I have been a c...

Zopa are very friendly and reliable, I have been a customer for a few years now and have never had any issues! Reviewed on: 9th March 2026

The application process was easy and user friendly.

The application process was easy and user friendly. To my delight i was able to converse with a staff member who addressed the issues i raised. I was confident that my details were secure and would not be shared with others. I would certainly recommend Zopa to others Reviewed on: 9th March 2026

Money into account immediately after applying which...

Money into account immediately after applying which is very good and effective! Had no issues with statements or anything else, the account is easy to log into and easy to view your loans and statements. Reviewed on: 9th March 2026

Zopa Loans, easy application

It was eas to apply for the loan and I was told quickly that it had been excepted. I have used Zopa on more than one occasion and would use them again. Reviewed on: 9th March 2026

Quick and easy to use.

Quick and easy to use. No issues experienced during the process or any since. Always polite and courteous when contacting Reviewed on: 9th March 2026

My loan was very easy to get and the payment was ver...

My loan was very easy to get and the payment was very quick. I found it easy to use zopa's calculator for to see how much the payment is. Reviewed on: 9th March 2026

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