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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

Zopa-mazing or Zopa-tastic?

5
Both is the answer! Simplified, friendly, no hassle service with excellent contact methods and employees. Need I go on? The app is also great aesthetically and most definitely user friendly. Well done Zopa! Reviewed on: 11th April 2023
Kf's avatar
Kf

A suitable financial service

5
I'm glad I chose Zopa. Over time I used this credit card without having foolish and unnecessary warnings as is the case with other. I was never late with the payment of the installments and I paid in advance any amount borrowed. Both at Zopa and other credit cards. I never understood why as long as I am offered a credit limit I can not use it. In the case of zopa I used larger amounts than other cards and I had no problems. Reviewed on: 11th April 2023
Qetesh's avatar
Qetesh

Loan

5
I love zopa affordable loan and not too high interest Reviewed on: 11th April 2023
Rose's avatar
Rose

Great

5
My personal loan was accepted quickly and efficiently. I would definitely use Zopa again if needed. Reviewed on: 11th April 2023
Maureen Ashman's avatar
Maureen Ashman

Loan

5
I have had a couple of loans with them and it was easy to deal with them and got the money quickly from them. Reviewed on: 11th April 2023
Eldon Burden's avatar
Eldon Burden

Good service

5
Verry good service provided,low intrest Reviewed on: 11th April 2023
Cornel Ciobanu 's avatar
Cornel Ciobanu

Quick and Efficient

5
I needed an amount urgently, and applying on Zopa, I received the money within 2hours into my account. There was no issues and everything was done electronically. Reviewed on: 11th April 2023
Ogheneyoma Ojo's avatar
Ogheneyoma Ojo

Great company

5
Customer service second to none made my application pain free would recommend this company to any one and they always look after you. Reviewed on: 11th April 2023
Kevin's avatar
Kevin

Easy application fast response

5
Zopa have been great the application is easy to fill in, and you get the funds fast. what i love the most is you get the option to pay the loan off early i have used them twice now i would highly recommend fantastic service and easy to follow app. Thanks zopa Reviewed on: 11th April 2023
jane s's avatar
jane s

Great company

5
Easy application, easy to deal with and app is easy to use. All in all a great provider. Reviewed on: 11th April 2023
Jamie's avatar
Jamie

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