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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Ok

I am satisfied. I received when I needed and I try to pay when I can. Reviewed on: 11th April 2023

Very good bank

Customer support bank this bank any issues quickly respond short out the problem Reviewed on: 11th April 2023

Great service

Great service so easy and I would recommend to anyone applying for a loan or card. Reviewed on: 11th April 2023

Mr. Bogdan

the lowest interest commission, fast approval and without too many documents. I recommend them, they are the most reliable Reviewed on: 11th April 2023

An excellent company

I was helped out of a situation where I was stuck and stressed of.I am a happy customer now. Keep it up the job. Reviewed on: 11th April 2023

Nice service

I have been with zopa for over 2 and half years and it is a good service I really love it Reviewed on: 11th April 2023

Fantastic rates

I was over paying for a loan, applied on line and the process was seamless and straightforward. I would use again and I do recommend to other people Reviewed on: 11th April 2023

Excelent 10

Sunt foarte fericita cu Zopa , foarte ușor de accesat , fără sa întâmpina dificultăți in aplicație , deci recomand Zopa Reviewed on: 11th April 2023

Easy Peasy

Low interest rate, easy to pay and to repay. Do not let it go. Have it soon to keep you smiling Reviewed on: 11th April 2023

Fast and good

Easy process, perfect outcome , get my personal loan, with a good agreement and perfect customer service. Reviewed on: 11th April 2023

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