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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Loan

Great fast service . Excellent communication and very helpful friendly staff. Would certainly recommend Zopa. Reviewed on: 11th April 2023

Completely hassle free!

Excellent website… very user friendly. Instant decision.. Reviewed on: 11th April 2023

Good

Good product, good company. Easy to deal with. Reviewed on: 11th April 2023

A friend when you need one :)

It helps when needed and it is very reliable Reviewed on: 11th April 2023

Great company

Have had a loan and credit card and just opened another loan..all info from them is clear and concise..complete transparency..no hidden surprises Reviewed on: 11th April 2023

Amazing

Easiest application submission I have ever seen . Money in the bank within minutes, and your app for servicing my account is perfectly simple to operate! I love Zopa Reviewed on: 11th April 2023

Good company

You are a very good company and always willing to help Reviewed on: 11th April 2023

Easy

Easy to apply for a loan, no hassle, well organised Reviewed on: 11th April 2023

All stars

I’m happy with the services they provide to me. They were understanding of my situation and caring. Reviewed on: 11th April 2023

Great

Very good....zopa is very nice, thank you very much Reviewed on: 11th April 2023

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