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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent

The best service credit card ever Reviewed on: 11th April 2023

Good

Thanks for the opportunity and I hope they accept Reviewed on: 11th April 2023

Customer services

When I was approved for the Zopa credit card, I thought it was just another card. I was mistaken and the services are excellent!!! Reviewed on: 11th April 2023

Very helpful and professional

Easy to set up , the app is really good and easy to use Reviewed on: 11th April 2023

Zogo

Perfect Reviewed on: 11th April 2023

Trust zopa

Had many dealings with Zopa, everything I have used them for they were very quick and efficient . Reviewed on: 11th April 2023

Easy access loan.

What a fantastic online company. The website is so easy to use, and you get feedback on your application right away. Reviewed on: 11th April 2023

Quick and easy

When I need a loan, I looked at the details and interest offered. It took around 5 minutes and the money was swiftly in my account in minutes. Reviewed on: 11th April 2023

Good service

Good service..I will get zona again in future when i need Reviewed on: 11th April 2023

Brilliant bank

Quick and easy to arrange small loan. Paid off early and no added penalties. Reviewed on: 11th April 2023

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