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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Fast and efficient service

5
Second to none service and a cut above the rest Reviewed on: 11th April 2023
Victor Prevost's avatar
Victor Prevost

Highly recommend- very easy, straightforward and quick!

5
I have now used Zopa twice and both time it’s exceeded my expectations. Applying for the loans is very quick and easy. The money reach bank account within couple of hours. I am also using Zopa app which is very user friendly, everything is visible and easy to access. Reviewed on: 11th April 2023
Katarzyna Mnich's avatar
Katarzyna Mnich

Excellent service

5
Very good experience with Zopa. Quick decision and payment. Reviewed on: 11th April 2023
Derek L's avatar
Derek L

"Highly Recommended: A Comprehensive Review of Zopa"

5
Zopa Personal Loan has a simple and straightforward loan application process. You can apply online from the comfort of your own home and receive a decision in as little as 24 hours. The company also offers personalized loan consultations with its team of experienced loan advisers, who can help you understand your options and select the loan that's right for you. Overall, I highly recommend Zopa Personal Loan for anyone looking for a reliable and trustworthy personal loan company. With its competitive rates, flexible loan terms, and exceptional customer service, Zopa Personal Loan is a top choice for borrowers of all kinds. Reviewed on: 11th April 2023
Aguinaldo Mangolini's avatar
Aguinaldo Mangolini

Loan

5
Very easy to apply and very friendly staff Reviewed on: 11th April 2023
William jarratt's avatar
William jarratt

Great company to deal with

5
Smooth easy process and great app Reviewed on: 11th April 2023
DAVID OLIVER's avatar
DAVID OLIVER

A flexible, honest and competitive loan provider

5
I applied for a loan with Zopa after being declined by my own bank for a consolidaton loan, despite having a faultless record with my previous bank and my monthly payments reducing from my existing loan. I applied with Zopa after feeling knocked back by my previous provider and the process was so easy and I was accepted within minutes. The money was in my account the same evening and the process was made so easy. The app is easy to use and informative and extra payments are easy to arrange. Thank you Zopa! Reviewed on: 11th April 2023
Nick Brown 's avatar
Nick Brown

everything was done quickli and easily

5
i will recommend to friends and family Reviewed on: 11th April 2023
Olga Semionova's avatar
Olga Semionova

User friendly

5
Very straight forward company, what is written is exactly what you get. All sorted online with no hassle. Reviewed on: 10th April 2023
Niknak's avatar
Niknak

Excellent service

5
Helpful and friendly service. User friendly website. Reviewed on: 10th April 2023
Sheraz Ali's avatar
Sheraz Ali

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