Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 68,053 reviews, last reviewed 25th Mar 2026
274100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026
Bruno's avatar
Bruno

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68054)

Zopa are First Class

5
With Zopas help I have now got my finances in order, cleared my debts,and can now look forward to a better future. Reviewed on: 16th January 2026

Loan was sorted very quickly, and customer service w...

5
Loan was sorted very quickly, and customer service was very good Reviewed on: 16th January 2026

Great place to borrow funds at great rates with easy...

5
Great place to borrow funds at great rates with easy application process Reviewed on: 16th January 2026

Fast and easy

5
Easiest loan I’ve ever taken out! Reviewed on: 16th January 2026

Quick and easy

5
Quick and easy the two most basic ideals when looking for a loan,also competitive rates so no need to look elsewhere.good website to navigate and app is great to check up on current status Reviewed on: 16th January 2026

First Class

5
I found Zopa were more than fair with their rates for loans and the whole process was very quick and simple. Reviewed on: 16th January 2026

Very easy service and straightforward

5
Very easy service and straightforward Reviewed on: 16th January 2026

Great customer service but also great info and help...

5
Great customer service but also great info and help to able me to keep my finances and borrowing in check. Reviewed on: 16th January 2026

Would always use and recommend

5
Always clear. Great service. Staff helpful. Process couldn’t be clearer. Always first choice to use Zopa. Reviewed on: 16th January 2026

Good experince but high interest

4
Good experince but high interest Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5952 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8051 reviews
    Zopa
    View all products