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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

rapid service

cash was in mu bank before i even got the email to say i had been excepted Reviewed on: 7th March 2026

Excellent and very quick process

Excellent and very quick process Reviewed on: 7th March 2026

Fast effective service.

Fast effective service. Great custom service with friendly advisors. Reviewed on: 7th March 2026

Great customer service

Great customer service, very competitive rates always kept upto date Reviewed on: 7th March 2026

2 loans brilliant company

Applied for loans both on bank account within the hour app works well and very easy to use comparable rates Reviewed on: 7th March 2026

10/10 for Zopa

The Zopa application process as so easy and I had money in the bank really quickly. The app is great and I love seeing how much I have paid. It is great motivation. Reviewed on: 7th March 2026

Absolutely Amazing very fast and very easy to fill t...

Absolutely Amazing very fast and very easy to fill the application on line very quick response would definitely recommend too anyone works around all your requirements sorted out everything for me and I’m so grateful Reviewed on: 7th March 2026

Personal Loan.

So quick and easy using the app. Had my personal loan all sorted within an hour Reviewed on: 7th March 2026

Great customer service.

Great customer service. Easy application process, no problems Reviewed on: 7th March 2026

Received funds really quick!

Very fast money transfer. Really easy Online account to view your balance and make overpayments. There are other tools to help keep you money savvy! Reviewed on: 7th March 2026

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