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Zopa: Personal loan reviews

4.94
Based on 68,053 reviews, last reviewed 25th Mar 2026
274100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026
Bruno's avatar
Bruno

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

The best service I’ve used

5
First class service, simple, quick and easy to use and the app is outstanding and very user friendly Reviewed on: 16th January 2026

Easy to navigate when making enquiries

5
Easy to navigate when making enquiries Reviewed on: 16th January 2026

A consolidation loan made easy!

5
A loan to consolidate all my spending has made my monthly wages much more manageable. It was easy to apply for and the money was with me within hours. Reviewed on: 16th January 2026

Getting my loan was very easy ,after Zopa had done t...

5
Getting my loan was very easy ,after Zopa had done the relevant checks the money was sent to my account Reviewed on: 16th January 2026

Okay very good app and can’t get hold of a service a...

5
Okay very good app and can’t get hold of a service advisor Reviewed on: 16th January 2026

peraonal lone

5
valiue for money, excellent service Reviewed on: 16th January 2026

Easy simple process with quick decision

5
Easy simple process with quick decision given. Definitely recommend for someone in need of quick emergency funds Reviewed on: 16th January 2026

Excellent loan company, easy to set up and administer.

5
Excellent loan company, easy to set up and administer. Provided favorable rates. Reviewed on: 16th January 2026

Fast and efficient from start to finish and can’t fa...

5
Fast and efficient from start to finish and can’t fault the process Reviewed on: 16th January 2026

An efficient service, with friendly staff

5
An efficient service, with friendly staff Reviewed on: 16th January 2026

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