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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Easiest, simplest way of obtaining a loan with frien...

Easiest, simplest way of obtaining a loan with friendly and professional staff. Quick decision, staff always polite and helpful. Monthly reminders if when loans payment to come out is very helpful. App useful although I don’t use it a lot but great for tech savvy customers. Reviewed on: 7th March 2026

Excellent service and timely transaction times.

Excellent service and timely transaction times. Easily contactable and available when I need them. Reviewed on: 7th March 2026

Quick & easy, no hassle.

Quick & easy, no hassle. Good rate Reviewed on: 7th March 2026

Not easy to get a loan at my age but...

Not easy to get a loan at my age but Zopa sorted it Reviewed on: 7th March 2026

al good everything went to plwell donean

al good everything went to plan all explained every aspect of the loan and repayments explained Reviewed on: 7th March 2026

you are very helpful with everything I needed for my...

you are very helpful with everything I needed for my car loan Reviewed on: 7th March 2026

I can’t fault the service that I have received

I can’t fault the service that I have received Reviewed on: 7th March 2026

Very easy to use and fast and friendly.

Very easy to use and fast and friendly. Reviewed on: 7th March 2026

Easy application process, good app to view your acco...

Easy application process, good app to view your account, regular updates and good communication. Reviewed on: 7th March 2026

No fuss loan

No fuss approved loan very quickly and in my account in 60 seconds Reviewed on: 7th March 2026

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