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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 26th Mar 2026

274200% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A great product for all A great product with a decent interest rate that reflects my circumstances. A great app to use to see all of my accounts in one go Reviewed on: 26th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

easy to use website and instant transfers with...

Fast easy to use website and instant transfers with uptodate balance Reviewed on: 16th January 2026

Always quick decision, good rates

Always quick decision, good rates Reviewed on: 16th January 2026

So fast and easy.

So fast and easy. Great transaction - money arrived in minutes. Reviewed on: 16th January 2026

Totally seamlessly easy -would highly recommend!

Totally seamlessly easy -would highly recommend! adviser was so helpful and knowledgeable! Thank you Reviewed on: 16th January 2026

Great service

Easy to apply helpful staff would definitely recommend them Reviewed on: 16th January 2026

Helpful and a quick response

Helpful and a quick response 5******* Reviewed on: 16th January 2026

Fast, no nonsense transaction.

Fast, no nonsense transaction. Very quick process, excellent interaction during the whole process. Reviewed on: 16th January 2026

good service as quick

very quick and efficant no hassle and the money was in my bank very quickly Reviewed on: 16th January 2026

Easy to use, helpful mobile app, no fuss

Easy to use, helpful mobile app, no fuss Reviewed on: 16th January 2026

Always easy to contact and very helpful and really g...

Always easy to contact and very helpful and really good rates on loans with other opportunities available to there customers Reviewed on: 16th January 2026

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