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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Fast and efficient l was very surprised

Fast and efficient l was very surprised Reviewed on: 7th March 2026

Application was easy no problems

Application was easy no problems Reviewed on: 7th March 2026

Zopa always comes up trump’s

Over piece I’ve had a few Zopa loans and always had no problem with them and my son needed a car loan recently and Zopa were by far the best by quite some way Reviewed on: 7th March 2026

It was fast, efficient and clear to understand

It was fast, efficient and clear to understand Reviewed on: 7th March 2026

Easy to apply money was in my account within an hour.

Easy to apply money was in my account within an hour. Reviewed on: 7th March 2026

Quick, efficient and ongoing information and support

Quick, efficient and ongoing information and support Reviewed on: 7th March 2026

Best Rate immediate pay

I was buying a car and I need a fund I got my money within a few minutes which was much better rate than the car dealer Reviewed on: 7th March 2026

LONES WITH THE HORSE..

IVE HAD LONES FROM A FAMUSE BANK THE ONE WITH A HORSE PERSON TO PERSON BUT YOU TAKE LENDING TO THE NEXT LEVEL THEY CANNOT COMPETE WITH YOU CUSTMER SERVICE BRILLIANT Reviewed on: 7th March 2026

Process was easy and quick.

Process was easy and quick. Would highly recommend. Reviewed on: 7th March 2026

Excellent customer servicer

Excellent customer service, making sure everything is running smoothly and making sure you are happy with the service Reviewed on: 7th March 2026

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