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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Fantastic

Really easy to navigate the site Quick and easy Everything went like a dream very impressive Reviewed on: 7th March 2026

Great service

Very easy app and very quick and efficient service all round Reviewed on: 7th March 2026

Fast and efficient l was very surprised

Fast and efficient l was very surprised Reviewed on: 7th March 2026

Application was easy no problems

Application was easy no problems Reviewed on: 7th March 2026

Zopa always comes up trump’s

Over piece I’ve had a few Zopa loans and always had no problem with them and my son needed a car loan recently and Zopa were by far the best by quite some way Reviewed on: 7th March 2026

It was fast, efficient and clear to understand

It was fast, efficient and clear to understand Reviewed on: 7th March 2026

Easy to apply money was in my account within an hour.

Easy to apply money was in my account within an hour. Reviewed on: 7th March 2026

Quick, efficient and ongoing information and support

Quick, efficient and ongoing information and support Reviewed on: 7th March 2026

Best Rate immediate pay

I was buying a car and I need a fund I got my money within a few minutes which was much better rate than the car dealer Reviewed on: 7th March 2026

LONES WITH THE HORSE..

IVE HAD LONES FROM A FAMUSE BANK THE ONE WITH A HORSE PERSON TO PERSON BUT YOU TAKE LENDING TO THE NEXT LEVEL THEY CANNOT COMPETE WITH YOU CUSTMER SERVICE BRILLIANT Reviewed on: 7th March 2026

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