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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Effortless journey from start to finish

Effortless journey from start to finish Reviewed on: 6th March 2026

Fantastic customer service, quick and hassle free.

Fantastic customer service, quick and hassle free. Reviewed on: 6th March 2026

It was easy helpful just brilliant

It was easy helpful just brilliant Reviewed on: 6th March 2026

Easy loans!!Very straight forward and very helpful

Very straight forward and very helpful Reviewed on: 6th March 2026

Very quick to respond to our application.

Very quick to respond to our application. Money was in immediately. Veery pleased Reviewed on: 6th March 2026

Excellent Service

The loan application procedure was so easy to follow and a quick decision was made, could not be happier with the service Reviewed on: 6th March 2026

Amazing experience very quick and simple

Amazing experience very quick and simple Reviewed on: 6th March 2026

I was in real need of funds for the renovation of my...

I was in real need of funds for the renovation of my house and Zopa helped me get the funds on time to complete my renovation.plus when my car broke down and had to fix my car it helps me pay cause I was completely broke Reviewed on: 6th March 2026

Very good experience I have had without a doubt

Very good experience I have had without a doubt Reviewed on: 6th March 2026

It was extremely easy from start to finish.

It was extremely easy from start to finish. Reviewed on: 6th March 2026

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