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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very good experience I have had without a doubt

Very good experience I have had without a doubt Reviewed on: 6th March 2026

It was extremely easy from start to finish.

It was extremely easy from start to finish. Reviewed on: 6th March 2026

Very easy to apply and quick to receive the money

Very easy to apply and quick to receive the money Reviewed on: 6th March 2026

Great fast and efficient company

The whole process was so quick and easy the funds arrived within minutes of completing the application. Highly recommend people to use Zopa . Reviewed on: 6th March 2026

Very smooth and very quick service.

Very smooth and very quick service. Brilliant service Zopa Personal Loan! Reviewed on: 6th March 2026

Quick and easy.

Quick and easy. App was clear to understand. Transferred very quickly Reviewed on: 6th March 2026

Very easy an fast approval would recommend

Very easy an fast approval would recommend Reviewed on: 6th March 2026

Hassel free application, good quality and easy to us...

Hassel free application, good quality and easy to use app. Reviewed on: 6th March 2026

Everything has been explained to me made me feel wel...

Everything has been explained to me made me feel welcome Reviewed on: 6th March 2026

Zopa has helped me a few times in the past and are s...

Zopa has helped me a few times in the past and are still continuing to help me, thank you Reviewed on: 6th March 2026

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