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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Very easy to apply and quick to receive the money

Very easy to apply and quick to receive the money Reviewed on: 6th March 2026

Great fast and efficient company

The whole process was so quick and easy the funds arrived within minutes of completing the application. Highly recommend people to use Zopa . Reviewed on: 6th March 2026

Very smooth and very quick service.

Very smooth and very quick service. Brilliant service Zopa Personal Loan! Reviewed on: 6th March 2026

Quick and easy.

Quick and easy. App was clear to understand. Transferred very quickly Reviewed on: 6th March 2026

Very easy an fast approval would recommend

Very easy an fast approval would recommend Reviewed on: 6th March 2026

Hassel free application, good quality and easy to us...

Hassel free application, good quality and easy to use app. Reviewed on: 6th March 2026

Everything has been explained to me made me feel wel...

Everything has been explained to me made me feel welcome Reviewed on: 6th March 2026

Zopa has helped me a few times in the past and are s...

Zopa has helped me a few times in the past and are still continuing to help me, thank you Reviewed on: 6th March 2026

Great company well worth using them for loans etc.

Great company well worth using them for loans etc. professional and efficient Reviewed on: 6th March 2026

Such a straightforward experience with amazing low i...

Such a straightforward experience with amazing low interest rates and sent efficiently to my account. Quite simply perfect and delivered me complete peace of mind Reviewed on: 6th March 2026

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