Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great company well worth using them for loans etc.

Great company well worth using them for loans etc. professional and efficient Reviewed on: 6th March 2026

Such a straightforward experience with amazing low i...

Such a straightforward experience with amazing low interest rates and sent efficiently to my account. Quite simply perfect and delivered me complete peace of mind Reviewed on: 6th March 2026

Zopa process is clear and client centric

The full process was very clear, communication through website and e-mails was professional and easy to understand. All details provided in a very clear way. Reviewed on: 6th March 2026

Great service

The loan application was seamless, I can do all I want and also get answers to my query on my APP Reviewed on: 6th March 2026

Everything was done professionally and quickly

Everything was done professionally and quickly Reviewed on: 6th March 2026

Very easy online loan application process.

Very easy online loan application process. Approved quickly ; money arrived in my account immediately. Reviewed on: 6th March 2026

Good company

Never had a problem and try to help anyway they can Reviewed on: 6th March 2026

Very good experience

Very good experience in applying for the loan Reviewed on: 6th March 2026

I have had a very good experience with Zopa.

I have had a very good experience with Zopa. The website was easy to use, plenty of detail that I could understand and a quick decision once details passed on. The money was quickly transferred to my bank and, all necessary paperwork was emailed to me quickly and clearly. Reviewed on: 6th March 2026

Fast, easy, simple. Highly recommended

I had a very positive experience with this company. The application process was straightforward, communication was clear, and the funds were released quickly. The staff were helpful and professional throughout, which made the whole process stress-free. I would happily recommend them to others. Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from 247Moneybox (inactive company) 3.90 from 65 reviews
Peer to peer lending (discontinued)
from eMoneyUnion (inactive company) 4.06 from 1 reviews
Loans
from Boom Community Bank 4.90 from 1126 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub