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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Superstars thank you!

I was so grateful you allowed my loan in no time at all. It saved me massively with an out of the blue upset can’t thank you enough for trusting me. Reviewed on: 6th March 2026

Zopa is like having a best friend borrow you money.

Zopa is like having a best friend borrow you money. As long as you pay them back on time you don’t get any issues with them. Reviewed on: 6th March 2026

Awesome app is simple to use.

Awesome app is simple to use.Rates are good too.Highly recommend Reviewed on: 6th March 2026

After years of being rejected elsewhere.

After years of being rejected elsewhere. I had a fantastic experience. despite not having the perfect score my loan was approved in seconds and funds were in my account within minutes. Reviewed on: 6th March 2026

Clear concise information with clarity at every step

Clear concise information with clarity at every step Reviewed on: 6th March 2026

Great value loan.

Great value loan. Easy to arrange. Fabulous app, so easy to keep track on everything. Reviewed on: 6th March 2026

Swift and easy what more could you ask for

Swift and easy what more could you ask for Reviewed on: 6th March 2026

Very straightforward application.

Very straightforward application. Easy to use app. Reviewed on: 6th March 2026

Great app

Really easy to understand the online page, can pay more if you want Reviewed on: 6th March 2026

Just so easy to use, good app and quick to deposit m...

Just so easy to use, good app and quick to deposit money into my account Reviewed on: 6th March 2026

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