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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

My application from start to finish was so easy and...

My application from start to finish was so easy and not daunting at all as my credit rating is not the highest. I was informed all the way with all the information and given the best interest rate on the market out there. I really enjoy the app is it shows all your information payments, instalment’s etc. Every customers advisor I’ve had interactions with has been great….5 Stars for Zopa!! Reviewed on: 6th March 2026

Loan application

Easy to apply and clear concise instructions Reviewed on: 6th March 2026

Just absolutely fantastic the service is second to n...

Just absolutely fantastic the service is second to none amazing Reviewed on: 6th March 2026

Excellent company to deal with.

Excellent company to deal with. Always kept up to date on everything Reviewed on: 6th March 2026

The good loan people

Very efficient, always letting you know about good deals !! Reviewed on: 6th March 2026

Easy app , straightforward process

Easy app , straightforward process Reviewed on: 6th March 2026

Quick release of money without questions asked

Quick release of money without questions asked Reviewed on: 6th March 2026

Very good company, I am happy with the result.

Very good company, I am happy with the result. Reviewed on: 6th March 2026

Excellent company

Very easy to apply and excellent service, very prompt and good rates Reviewed on: 6th March 2026

Great customer service, always polite and helpful.

Great customer service, always polite and helpful. Best experience I’ve had with a loan company Reviewed on: 6th March 2026

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