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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

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4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68055)

I have an extraordinary experience with Zopa, I reco...

I have an extraordinary experience with Zopa, I recommend the credit card to my friends, I thank the entire team for their performance and kindness, I want to call and solve my financial problems with them!!!! Reviewed on: 16th January 2026

The response was quick,very helpful and professional

The response was quick,very helpful and professional Reviewed on: 16th January 2026

Loan process easy and quick response.

Loan process easy and quick response. Good repayment plans and online account easy to manage. Reviewed on: 16th January 2026

Loan application on-line was quick and easy.

Loan application on-line was quick and easy. Funds arrived very quickly, great service. Reviewed on: 16th January 2026

Zopa was simple and easy to follow on the applicatio...

Zopa was simple and easy to follow on the application process and checks and approval were were quick and efficient. Reviewed on: 16th January 2026

I’ve had a good experience with the Zopa credit card...

I’ve had a good experience with the Zopa credit card so far. The app is very easy to use and makes it simple to track spending, check balances, and manage repayments. I like how transparent Zopa is with fees and interest, and the instant notifications help me stay on top of my finances. The application process was quick and straightforward, and customer support has been responsive when I needed help. Overall, it’s a solid, user-friendly card, especially if you value clear information and a well-designed app. Reviewed on: 16th January 2026

Excellent Bank

Loan were easy to apply for and dealt with very quickly. Reviewed on: 16th January 2026

A quick and seamless loan application with fast resp...

A quick and seamless loan application with fast response Reviewed on: 16th January 2026

Fast and very efficient, easy to apply fast approval...

Fast and very efficient, easy to apply fast approval and money in my account within minutes Reviewed on: 16th January 2026

Poor score wasnt an issue..

I had a credit score that wasn't great, have had x2 loans with Zopa , easy application, fast money transfer and great communication I would recommend and have recommended . Reviewed on: 16th January 2026

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