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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very easy to apply online Great Customer Service

I applied for a loan online it was very easy to do & I had a follow up phone call from Customer Services they were very nice & helpful I would recommend them to friends & Family I would also use them again if I was ever looking for another loan or a new bank. Reviewed on: 6th March 2026

Very easy to apply , I got a call from a lovely chap...

Very easy to apply , I got a call from a lovely chap who just checked a few details. Money was in my account about a hour later. Reviewed on: 6th March 2026

Zopa Loan

Easy hassle free experience can’t fault the service in any shape or form . Reviewed on: 6th March 2026

Very Helpful Service

It was easy to set up my account with ZOPA… Great service! Reviewed on: 6th March 2026

Fast, simple and competitive

Made an application using app. Such a simple and informed process. Very easy to use and fast decision. Funds available almost immediately on acceptance. Definitely recommend Zopa. Reviewed on: 6th March 2026

Straightforward.

Straightforward. Thank you for making it easy. Reviewed on: 6th March 2026

It was easy and straight to apply for the loan.

It was easy and straight to apply for the loan. Very grateful. I got the loan so quickly. Easily approved. Reviewed on: 6th March 2026

My loan went through very quickly and had my car 2da...

My loan went through very quickly and had my car 2days later very impressed Reviewed on: 6th March 2026

Very quick, very very quick application process.

Very quick, very very quick application process. Thought I'd wait a few days for an answer. Then got a ping from my bank minutes later saying funds deposited. All other commitments paid off and one straight forward payment going forward Reviewed on: 6th March 2026

Thanks zopa

I tried other lenders and Zopa was top notch for price and service Reviewed on: 6th March 2026

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