Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very helpful no hassle, and are the best to trust

Very helpful no hassle, and are the best to trust Reviewed on: 6th March 2026

Really easy to apply, no nonsense application money...

Really easy to apply, no nonsense application money in my bank within 1 hour Reviewed on: 6th March 2026

Easy, professional, respectful and clear

I have had 2 different loans from Zopa and they have been easy to get, easy to maintain with the easy to use app. Everything you want from a money lender. The language is lovely and clear and the response rate to queries is respectful, professional and timely. Reviewed on: 6th March 2026

very good and very helpful.

very good and very helpful. Zopa was straight forward and easy to follow. Reviewed on: 6th March 2026

Zopa 5 star company

Not only did zopa have the best interest rate, online forms were so easy & the money was in my account within hours, amazing service . The app is great , shows what you paid & when you paid it , plus all loan details at hand . Intuitive & very efficient, no hesitation in giving zopa top marks Reviewed on: 6th March 2026

Open honest and trustworthy

Simple to apply and set up. Emails get answered immediately. I feel they are a trustworthy company and put customers first. Reviewed on: 6th March 2026

Fast and easy finance at good terms

Fast and easy finance at good terms Reviewed on: 6th March 2026

applied for a loan, it was quick and easy

applied for a loan, it was quick and easy Reviewed on: 6th March 2026

It was the best experience I had with Zopa.

It was the best experience I had with Zopa. While I thought I would wait for approval, money was already in my account Reviewed on: 6th March 2026

Very clear and supportive.

Very clear and supportive. Helpful with good range of options. App is very good. Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from London Capital Credit Union 4.76 from 927 reviews
Personal Loan
from The Co-operative Bank 3.62 from 5 reviews
Short term credit (discontinued)
from Peachy (inactive company) 4.55 from 212 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub