Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

View other Zopa products

4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68055)

It was my best ever experience with zopa to get and...

It was my best ever experience with zopa to get and approved the loan and in 2 hours money was in my bank account. Reviewed on: 16th January 2026

Great service via the App

Have used their credit card and loan service and have been very satisfied with the service and very competitive interest rates. The App is easy to use and I like the fact that you can overpay on your loan to reduce the balance quicker. Reviewed on: 16th January 2026

My excellent experience with zopa was

My experience was excellent it was clear and quick and the app is easy too use too will be recommending it to family and friends Reviewed on: 16th January 2026

Magnifico

Loan was easy to deal with an easy to monitor, with great rates. Just the job Reviewed on: 16th January 2026

Quick with a descion

Always offered good rate and fast at making a descion Reviewed on: 16th January 2026

I applied and was given a decision in minutes , the...

I applied and was given a decision in minutes , the forms are easy and straightforward to fill in , Reviewed on: 16th January 2026

Quick and easy, a real stress free experience, used...

Quick and easy, a real stress free experience, used Clearscore to see which was the best deal and Zopa was the best rate by far, downloaded the app as well, which is user friendly and keeps me up to date with everything. Reviewed on: 16th January 2026

Applied for a loan and was accepted quickly, money...

Applied for a loan and was accepted quickly, money deposited into my bank account instantly Reviewed on: 16th January 2026

They are very efficient and there’s no hidden charges

They are very efficient and there’s no hidden charges Reviewed on: 16th January 2026

I needed some money to pay for my car,

I needed some money to pay for my car, Zopa Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Lendable 4.95 from 10424 reviews
Short-term loan
from Mr Lender 4.86 from 8304 reviews
Bridging Loan
from Bridging Finance Solutions 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub