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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick and easy

Easy way to access a loan, just f Reviewed on: 6th March 2026

Fast and officiant.

Fast and officiant. Quick to make a decision Reviewed on: 6th March 2026

Amazing, so easy and fast .

Amazing, so easy and fast . Customer service was so easy to reach and had my new car within 2 days of calling Reviewed on: 6th March 2026

Good supportive helpful always guide you well

Good supportive helpful always guide you well Reviewed on: 6th March 2026

A very positive experience

The experience so far has been very positive Reviewed on: 6th March 2026

All sorted over the phone in a few minutes.

All sorted over the phone in a few minutes. Operator was extremely pleasant, knowledgeable and clear and concise about all the details Reviewed on: 6th March 2026

What more can I say excellent service and very quick...

What more can I say excellent service and very quick with any problems well done Zopa bank Reviewed on: 6th March 2026

Zopa loan

Needed a loan found zopa through credit karma they came out as top provider . So I applied and got accepted and the loan was there the same day. Reviewed on: 6th March 2026

Easy to deal with and communication is excellent

Easy to deal with and communication is excellent Reviewed on: 6th March 2026

Quick easy application.

Quick easy application. Decision within minutes. Reviewed on: 6th March 2026

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