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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Easy to deal with and communication is excellent

Easy to deal with and communication is excellent Reviewed on: 6th March 2026

Quick easy application.

Quick easy application. Decision within minutes. Reviewed on: 6th March 2026

Brilliant nothing is too much trouble.

Brilliant nothing is too much trouble. Perfect banking for everyone. Reviewed on: 6th March 2026

Fantastic customer service

Fantastic customer service really fast transaction Reviewed on: 6th March 2026

Quick, fuss free delivery.

Quick, fuss free delivery. Would definitely recommend. Reviewed on: 6th March 2026

Zopa Hopa

Easy no fuss and simple to do understand. Reviewed on: 6th March 2026

Excellent provider

Smooth and Transparent service. Communication is excellent - I am kept up to date and access to account is easy and accessible Reviewed on: 6th March 2026

Would recommend

I need to some finances out and they were available, quick, very reasonably priced in terms of interest, and have made things so very simple Reviewed on: 6th March 2026

Super service and simple process.

Super service and simple process. Reviewed on: 6th March 2026

Excellent and easy very simple method and the best

Excellent and easy very simple method and the best Reviewed on: 6th March 2026

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