Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 68,054 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68054)

Brilliant customer service, so helpful , app is easy...

5
Brilliant customer service, so helpful , app is easy to use Reviewed on: 16th January 2026

Excellent would highly recommend

5
Quick and efficient excellent would highly recommend Reviewed on: 16th January 2026

I have 2 loans with Zopa fast and easy to apply and...

5
I have 2 loans with Zopa fast and easy to apply and receive funds. I can keep an eye on my payments and know for certain when they will end. Reviewed on: 16th January 2026

Found it very easy to apply and straight forward...

5
Found it very easy to apply and straight forward Reviewed on: 16th January 2026

Good service

5
Easy application, quick decision and fast funds transfer Reviewed on: 16th January 2026

Very easy and helpful customer service.

5
Very easy and helpful customer service. Reviewed on: 16th January 2026

Great service

5
Quick and easy to apply for with all the terms and conditions explain to me Reviewed on: 16th January 2026

Excellent experience

5
Was fast efficient helpful easy to work with.Most reliable people and so pol Reviewed on: 16th January 2026

Never had any problems.

5
Never had any problems. extremely well organised. Reviewed on: 16th January 2026

i don't have any complaints

5
i don't have any complaints i would recommend this company Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5952 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8051 reviews
    Zopa
    View all products