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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

The whole experience was fantastic from start to fin...

The whole experience was fantastic from start to finish,the loan was approved and in my Bank account within a couple of days. Would recommend anyone looking for a loan to Go to Zopa Reviewed on: 6th March 2026

Very easy on line application, quick money transfer...

Very easy on line application, quick money transfer and reasonable re payment rates. Reviewed on: 6th March 2026

All ways there when I need them.

All ways there when I need them.i needed a large amount of money to clinch a bargain money was in my account within 10 minutes Reviewed on: 6th March 2026

Easy apply

Money was in my account exactly when they said. Easy form filling Reviewed on: 6th March 2026

They offered the Best rate loan.

They offered the Best rate loan. Fast decision made. Monet straight in my account. Delighted so far with their service. Reviewed on: 6th March 2026

Zopa change my life at a right time needed most.

Great service without any issues of concern The was used for a life changing for me expecially was the time in needed most at a right time. I am so grateful to have you Zopa. Reviewed on: 6th March 2026

So great to deal with, fast service

So great to deal with, fast service Reviewed on: 6th March 2026

Great service all round, fast convienent and easy

Great service all round, fast convienent and easy Reviewed on: 6th March 2026

Low interest instant transfer Happy

Low interest instant transfer I received my money within minutes Reviewed on: 6th March 2026

Very easy application, no mither at all.

Very easy application, no mither at all. Superb Reviewed on: 6th March 2026

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