Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Very good service and quick response

Very good service and quick response Reviewed on: 6th March 2026

Amazing rates and quick

Amazing rates, so quick too, always the cheapest. Reviewed on: 6th March 2026

Helped me immensly at a difficult time

Helped me immensly at a difficult time Reviewed on: 6th March 2026

Straight to the point.

Straight to the point.Clear precise answers Reviewed on: 6th March 2026

Great service, quick/easy to use and well explained.

Great service, quick/easy to use and well explained. Reviewed on: 6th March 2026

A life saving

The application was a the most easiest from l have ever done and the money was paid in to my account after 5 minutes l put the phone down. Reviewed on: 6th March 2026

Straightforward, simple and quick, couldn’t fault se...

Straightforward, simple and quick, couldn’t fault service Reviewed on: 6th March 2026

They were there when I need assistance and help with...

They were there when I need assistance and help without any problems Reviewed on: 6th March 2026

Streamline process from application to funds received.

Streamline process from application to funds received. Even the app and changing payment date on the same day was easy Reviewed on: 6th March 2026

Impressive

From start to finish, the application process was so easy and quick. The money was in my account within 10 minutes. Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Nationwide 4.57 from 42 reviews
Loans
from Serve & Protect Credit Union 4.89 from 1236 reviews
Loans
from The Money Co-op 4.84 from 242 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub