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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Streamline process from application to funds received.

Streamline process from application to funds received. Even the app and changing payment date on the same day was easy Reviewed on: 6th March 2026

Impressive

From start to finish, the application process was so easy and quick. The money was in my account within 10 minutes. Reviewed on: 6th March 2026

Simplicity

I found dealing with Zopa very simple. Reviewed on: 6th March 2026

Zopa loans

Excellent company does what what it says on the tin Reviewed on: 6th March 2026

Excellent

When i need.loan ,zepa made so easy for me.to get it thank zepa. Reviewed on: 6th March 2026

Always had a very efficient service.

Always had a very efficient service. Quick response to loans accepted. Very easy to apply Reviewed on: 6th March 2026

Prompt decision and money in the bank straight away

Prompt decision and money in the bank straight away Reviewed on: 6th March 2026

Easy to get the loan and transparency.

Easy to get the loan and transparency. Reviewed on: 6th March 2026

I was with Lloyds bank for 30 years

I was with Lloyds bank for 30 years - never missed any payments or went overdrawn or had any burden on them .. I requested a business account .. they refuses even tho my credit score was 100% .. i requested a loan for my son’s wedding and even though i had given fees to them for 30 years .. the interest rate was ridiculous.. not happy as you can see Reviewed on: 6th March 2026

Excellent service all round very pleased

Excellent service all round very pleased Reviewed on: 6th March 2026

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