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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Five stars

App is very easy to navigate & questions are answered very quickly very good customer service Reviewed on: 16th January 2026

Trusted partner

Zopa helped me when I was in need. Reviewed on: 16th January 2026

The whole process was fast, efficient and assist me...

The whole process was fast, efficient and assist me to tidy up my finances without too much fuss. Definitely will consider Zopa moving forward Reviewed on: 16th January 2026

All perfect very professional and easy

All very professional and easy to deal with on line Reviewed on: 16th January 2026

Simple, fast and transparent personal loan process

Applying for a personal loan with Zopa was straightforward from start to finish. The online application was quick and easy to understand, with clear information about interest rates, repayments and the total amount payable before committing. I received a decision promptly, and the funds were transferred quickly once approved. There were no hidden fees, and the whole process felt transparent and well-designed. Overall, a smooth and stress-free experience that I would happily recommend. Reviewed on: 16th January 2026

I neded quick money and got it in 5 minutes...

I neded quick money and got it in 5 minutes Reviewed on: 16th January 2026

Zopa are a no messing about Company , direct , fast...

Zopa are a no messing about Company , direct , fast , efficient and product aware - thank you Reviewed on: 16th January 2026

Great service

They were quick and efficient no long list of questions or financial questions and the funds were available in1 hour Reviewed on: 16th January 2026

Best choice

It was my best experience and extremely recommend it to everyone .. Reviewed on: 16th January 2026

Straightforward application & quick response

Straightforward application process, quick response, and very helpful App to keep an eye on the loan and make additional payments if one wishes to do so. Brilliant service. Thank you. Reviewed on: 16th January 2026

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