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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Simple process to apply for a loan

Simple process to apply for a loan Reviewed on: 6th March 2026

Easy to apply and quick response

Easy to apply and quick response Reviewed on: 6th March 2026

Quick and easy to apply and very satisfying result

Quick and easy to apply and very satisfying result Reviewed on: 6th March 2026

Quality company

Excellant loan rates,easy to apply,quick payment.Very organised with email to assist with progress of loan and bank account direct debit. Great information package explaining procedures. Reviewed on: 6th March 2026

So quick emails and updates

So quick emails and update very good service Reviewed on: 6th March 2026

Great choice of provider

My application was easy, quick and pleased to hear from Zopa before being approved. It’s been easy process and I get updates and offers keeping me informed and what deals are on offer. Reviewed on: 6th March 2026

Zopa has given me the opportunity and the chance to...

Zopa has given me the opportunity and the chance to sort out my debt and have been understanding and helpful when I need to make decisions about my finances. Reviewed on: 6th March 2026

Prompt and Clear Communications

Prompt responses and clear information given. Used App to communicate which I found very easy to navigate on the site. The loan rates are competitive compared to other companies too. Reviewed on: 6th March 2026

Great vaue

Easy to deal with excellent communication great value Reviewed on: 6th March 2026

Very goodwith every thing and very helpful xxxxx

Very goodwith every thing and very helpful xxxxx Reviewed on: 6th March 2026

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