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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent

Just a seemless process from start to money in the bank, very quick and easy to do and they were the ones with the best apr too, if and when I need another loan I will most certainly use this company again for sure Reviewed on: 6th March 2026

SIMPLE PROCEDURE

Loan was simple to arrange. Funds in my account very quickly. Reviewed on: 6th March 2026

Very easy to deal with would certainly recommend to...

Very easy to deal with would certainly recommend to family and family money in bank very quickly no issues Reviewed on: 6th March 2026

I found Zopa to be very efficient with a straight fo...

I found Zopa to be very efficient with a straight forward approach to giving loans. They kept in touch every step of the way which I found so refreshing in today’s financial climate. I would recommend them to anyone requiring any financial assistance. Reviewed on: 6th March 2026

Car Loan

I needed a car loan at short notice, Zopa had the best rates and the process online was very easy. Reviewed on: 6th March 2026

Easy application process

Easy application process, clear information provided throughout. Easy to use app Reviewed on: 6th March 2026

Easy and straightforward.

Easy and straightforward.great service Reviewed on: 6th March 2026

Extremely reliable

Had two loans. The second nearly finished. Trouble-free. Money used both times for renovations. Reviewed on: 6th March 2026

Good easy process.

Good easy process, very simple to setup. Reviewed on: 6th March 2026

Easy and quick

Really.easy to apply, got the money within minutes, fab Reviewed on: 6th March 2026

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