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Zopa: Personal loan reviews

4.94
Based on 68,054 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68054)

Very easy, fast and reliable service.

5
Very easy, fast and reliable service. No nonsense app that you can use to sort most things. Very pleased with the service Reviewed on: 16th January 2026

Applying for loan was extremely straightforward and...

5
Applying for loan was extremely straightforward and easy, loan was approved very quickly and was available in my account for the purchase Reviewed on: 16th January 2026

Very reliable and quick to access services

5
Very reliable and quick to access services Reviewed on: 16th January 2026

Brilliant app to manage a loan, pay off early, and o...

5
Brilliant app to manage a loan, pay off early, and other services on the app. Clear and straightforward to apply for a loan. I’m a repeat customer, so that tells you how good they are. Reviewed on: 16th January 2026

Straight forward process very user friendly applicat...

5
Straight forward process very user friendly application and very quick decisions and available cash. Reviewed on: 16th January 2026

Requests made easy with Zooa

5
Fromfirst phone call to completion of request it was forst class attention all the way. Cannot fault Zopa. Staff go out of theircway to make sure you walk away happy. Whats not to love Reviewed on: 16th January 2026

Prompt service, knowledgeable and courteous staff,

5
Prompt service, knowledgeable and courteous staff, Reviewed on: 16th January 2026

Very helpful and provides the best possible solution...

5
Very helpful and provides the best possible solution to my circumstances. I was helped all the way through the application process with all options clearly explained. Reviewed on: 16th January 2026

Great service, very quick response, great communicat...

5
Great service, very quick response, great communication Reviewed on: 16th January 2026

Always been a pleasure to deal with helpful and unde...

5
Always been a pleasure to deal with helpful and understanding. Excellent service Reviewed on: 16th January 2026

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