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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easy to apply online and had prompt response in few...

Easy to apply online and had prompt response in few minutes. Reviewed on: 6th March 2026

Really friendly and helpful staff and loans paid rig...

Really friendly and helpful staff and loans paid right away Reviewed on: 6th March 2026

An easy application and a great company to deal with

From start to finish the online application process was simple and quick. The initial acceptance came very quickly and in only a few days, with no fuss, the money was paid into my account. There were a couple of finer points that needed to be clarified and the lady who phoned me was polite, professional and friendly. Reviewed on: 6th March 2026

Just so easy to apply and amazing results!

Just so easy to apply and amazing results!! Had the money within minutes Reviewed on: 6th March 2026

Satisfied customer

The 1st loan i got with zopa.was quick and easy also they were helpful when I wanted to cancel it this time was also simple to get and the app always help Reviewed on: 6th March 2026

Excellent Service from Application to Recieving Money.

I needed a loan quickly for some unexpected bills and Zopa made the whole process really easy and offered me a loan i could afford to pay at a reasonable interest. The money was in my bank within five minutes of my application being accepted. Everything from start to finish was straightforward and easy process, and i would highly recommend Zopa to anyone looking for a loan. Thank you. Reviewed on: 6th March 2026

Very good money in bank in seconds

Very good money in bank in seconds Reviewed on: 6th March 2026

Applied for a loan got approved in minutes and money...

Applied for a loan got approved in minutes and money in account instantly Reviewed on: 6th March 2026

Speedy loans

Zopa were very quick to process my loan application. Funds were available in my bank account the next day after acceptance. Reviewed on: 6th March 2026

Good experience.

Good experience. I just give the loan a try and it works Reviewed on: 6th March 2026

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