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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent company quick application easy to apply

Excellent company quick application easy to apply Reviewed on: 6th March 2026

Very quick and simple on all fronts.

Very quick, no redundant forms or questions, quick approval Reviewed on: 6th March 2026

Hassle free ,very quick and efficient.

Hassle free ,very quick and efficient. Reviewed on: 6th March 2026

Very easy to apply, very swift process!

Very easy to apply, very swift process! Brilliant! Reviewed on: 6th March 2026

When I needed it the most Zopa was there to say yes,...

When I needed it the most Zopa was there to say yes, money was in the bank instantly, highly recommended. Reviewed on: 6th March 2026

Very easy application process, funds were with me in...

Very easy application process, funds were with me instantly Reviewed on: 6th March 2026

Easy to apply and a good online app

Easy to apply and a good online app Reviewed on: 6th March 2026

Quick application process

Quick application process. Rates as advertised. Straightforward verification needed. Money in bank account quickly. Repayment as described and easy to find info on their app. Reviewed on: 6th March 2026

Was an excellent experience.

Was an excellent experience. Easy online form and not long to process. And a good rate too. Reviewed on: 6th March 2026

A good experience and prompt results

A good experience and prompt results Reviewed on: 6th March 2026

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