Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Speedy loans

Zopa were very quick to process my loan application. Funds were available in my bank account the next day after acceptance. Reviewed on: 6th March 2026

Good experience.

Good experience. I just give the loan a try and it works Reviewed on: 6th March 2026

Excellent company quick application easy to apply

Excellent company quick application easy to apply Reviewed on: 6th March 2026

Very quick and simple on all fronts.

Very quick, no redundant forms or questions, quick approval Reviewed on: 6th March 2026

Hassle free ,very quick and efficient.

Hassle free ,very quick and efficient. Reviewed on: 6th March 2026

Very easy to apply, very swift process!

Very easy to apply, very swift process! Brilliant! Reviewed on: 6th March 2026

When I needed it the most Zopa was there to say yes,...

When I needed it the most Zopa was there to say yes, money was in the bank instantly, highly recommended. Reviewed on: 6th March 2026

Very easy application process, funds were with me in...

Very easy application process, funds were with me instantly Reviewed on: 6th March 2026

Easy to apply and a good online app

Easy to apply and a good online app Reviewed on: 6th March 2026

Quick application process

Quick application process. Rates as advertised. Straightforward verification needed. Money in bank account quickly. Repayment as described and easy to find info on their app. Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Payday Loans Now 4.06 from 1 reviews
Personal loan
from thisbank 4.94 from 700 reviews
Loan
from Fair For You 4.86 from 8024 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub